1005 Community Rd, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1005 Community Rd, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,404 sqft · built 1952
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$120,000 (Jun 2011)
Tax Bill$5,805 (2026)
Deeds & MortgagesSep 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN422800 59.20-7-2

Property Details

APN / Parcel Number

Primary APN422800 59.20-7-2
Alternative APN
  • 280005902000070020000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,404 sqft Living Area
1st Floor Area1,020 sqft
Upper Floors Area384 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1985
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions140 ft deep x 65 ft wide
Garage TypeAttached
Garage Area252 sqft
Parking Spaces1 Parking Space
Pool TypeAbove-Ground Pool
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1005 COMMUNITY RD
CitySCHENECTADY
StateNY
Zip12303-2602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,G,2DM FREDS COMM-39 4.-288-16
Legal Block7
Legal Lot Number2.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group2
Census Block2012
Census Tract32901

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1005 COMMUNITY RD, SCHENECTADY, NY 12303-2602
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 20, 2011 · Amount on Record
Deed SaleJun 20, 2011 · Amount on Record
Deed Document Number201123808
Deed Book / Page1839 / 688
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1005 COMMUNITY RD, SCHENECTADY, NY 12303-2602
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000041738
DateSep 18, 2019
Book Page4939/539
Instrument201941738
Lender
NameTRUSTCO BANK
TypeBank
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueAug 26, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,805.00 (+1.72%) Homeowner's exemption
2025$5,707.00$155,500 (-) Land $9,500 Building $146,000$239,200 (+16.91%) Land $14,614 Building $224,586
2023$155,500 Land $9,500 Building $146,000$204,600 Land $12,500 Building $192,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Greenlight Networks, T-Mobile, Verizon.

Nearby Properties on Community Rd

Nearby Streets

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