10155 Ditch Rd, Carmel, IN 46032 Property Records

Hamilton County property record for 10155 Ditch Rd, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 8 ba · 13,205 sqft · built 2023
Lot Size	8.99 acres (391,604 sqft)
Owner	2 Individual Names on Record
Tax Bill	$19,487 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2021 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-10-000-001.203-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-10-000-001.203-018`
Alternative APNs	`291310000001203034` `1713100000001203`

Interior

Bedrooms	4 Beds
Full Baths	8 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	32 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	13,205 sqft Living Area
Gross Area	14,982 sqft
2nd Floor Area	3,934 sqft
Basement Area	4,815 sqft
Finished Basement	4,415 sqft
Unfinished Basement	400 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Frame
Roof Material	Asphalt
Lot Area	391,604 sqft (8.99 acres)
Garage Type	Attached
Garage Area	1,377 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10155 DITCH RD
City	CARMEL
State	IN
Zip	46032-8897
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 8.99, SECTION 10, TOWNSHIP 17, RANGE 3
Legal Range	03
Legal Township	17
Legal Section	10
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1018
Census Tract	111103

Owner

Source: Hamilton County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5701 PROGRESS RD, INDIANAPOLIS, IN 46241-4334
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Line of Credit EVERETT CREDIT UNION
Oct 8, 2021	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY FIRST BANK OF INDIANA
Jan 13, 2025	Deed of Trust, Mortgage · Construction Mortgage EVERWISE CU
Dec 16, 2019	Warranty Deed, Transfer NOT AVAILABLE
Mar 21, 2018	Warranty Deed, Transfer · Line of Credit INTERBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2019
Deed Sale	Dec 16, 2019
Prior Sale	Mar 21, 2018 · Amount on Record
Deed Document Number	201963688
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Recording Date	Apr 27, 2026
Property Address	10155 DITCH RD, CARMEL, IN 46032-8897
Document Number	0000017951
Instrument Date	Apr 21, 2026
Instrument	202617951
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10155 DITCH RD, CARMEL, IN 46032-8897
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017951,
Date	Apr 27, 2026
Instrument	202617951

Lender

Name	EVERETT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.38%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10155 DITCH RD, CARMEL, IN 46032-8897
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000073397
Date	Oct 8, 2021
Instrument	2021073397

Lender

Name	COMMUNITY FIRST BANK OF INDIANA
Type	Bank
Address	KOKOMO, IN 46901

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Nov 1, 2022

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10155 DITCH RD, CARMEL, IN 46032-8897
Transaction Type	Mortgage
Record Updated	Mar 5, 2026
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3938 S EMERSON AVE, INDIANAPOLIS, IN 46203-5925
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001288
Date	Jan 13, 2025
Instrument	2025001288

Lender

Name	EVERWISE CU
Type	Credit Union
Address	SOUTH BEND, IN 46601

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Feb 1, 2056

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Dec 16, 2019
Property Address	10155 DITCH RD, CARMEL, IN 46032-8897
Document Number	0000063688
Instrument Date	Jan 6, 2019
Instrument	63688
Transaction Type	Transfer
Record Updated	Jan 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10155 DITCH RD CARMEL IN 46032, CARMEL, IN 46032

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Mar 21, 2018
Property Address	10155 DITCH RD, CARMEL, IN 46032-8897
Document Number	2018011803
Instrument Date	Mar 19, 2018
Instrument	2018011803
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	LENDERS ESCROW & TITLE SVCS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3938 S EMERSON AVE, INDIANAPOLIS, IN 46203-5925
Investor	Possibly a Property Investor

Mortgage

Document Number	2018011804
Date	Mar 21, 2018
Instrument	2018011804

Lender

Name	INTERBANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 19, 2019

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,563,300 (+60.26%) Land $975,500 Building $587,800	$1,563,300 (+60.26%) Land $975,500 Building $587,800
2024	$19,487.00 (-0.91%)
2023	$19,666.00 (+22.74%)	$975,500 (+25.58%) Land $975,500	$975,500 (+25.58%) Land $975,500
2022	$16,022.00	$776,800 Land $776,800	$776,800 Land $776,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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