10153 Stern Cir, Naples, FL 34109 Property Records

Collier County property record for 10153 Stern Cir, Naples, FL 34109

Property Summary

Property Type	Single Family Home
Details	1,324 sqft · built 1989
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Sep 2021)
Tax Bill	$3,808 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`587500 52.123A25`

Property Details

APN / Parcel Number

Primary APN	`587500 52.123A25`
Alternative APNs	`691450060071321005123` `69145006007`

Interior

Stories	1 Story
Building Area	1,324 sqft Living Area
1st Floor Area	1,324 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Masonry / Concrete Block
Lot Area	3,920 sqft (0.09 acres)

Location & Zoning

Street Address	10153 STERN CIR
City	NAPLES
State	FL
Zip	34109-1596
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	REGENT PARK REPLAT BLK 5 NKA REGENT PARK CLUSTER HOMES LOT 25 A PORT OF LOTS 2,3 &VAC VALLEYBROOK DRIVE AS DESC IN OR 1428 PG 1682
Legal Range	25
Legal Township	48
Legal Section	25
Legal Subdivision	REGENT
Legal Tract	587500
Legal Block	5
Legal Lot Number	2.12
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1000
Census Tract	10437

Owner

10153 Stern Cir is owned and occupied by an individual who bought it in September 2021.

Source: Collier County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	10153 STERN CIR, NAPLES, FL 34109-1596
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Warranty Deed, Transfer · Conventional Mortgage GENESEE REGIONAL BANK
Mar 20, 2017	Warranty Deed, Transfer · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2021 · Amount on File
Deed Sale	Sep 28, 2021 · Amount on File
Prior Sale	Mar 20, 2017 · Amount on File
Deed Document Number	20216134891
Deed Book / Page	6018 / 2899
Prior Transfer Date	Apr 3, 2008
Prior Transfer Doc	0043463991
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 28, 2021
Property Address	10153 STERN CIR, NAPLES, FL 34109-1596
Document Number	0060182899
Book / Page	6018 / 2899
Map Reference	MB 14 PG 57
Instrument Date	Sep 20, 2021
Instrument	6134891
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	LUTGERT TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,905.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4334 N HAZEL ST APT 903, 4334, CHICAGO, IL 60613-1454

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10153 STERN CIR, NAPLES, FL 34109-1596

Mortgage

Document Number	60182901
Date	Sep 28, 2021
Instrument	6018/2901

Lender

Name	GENESEE REGIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 20, 2017
Property Address	10153 STERN CIR, NAPLES, FL 34109-1596
Document Number	0053730699
Book / Page	005373 / 000699
Instrument Date	Mar 15, 2017
Instrument	5379907
Transaction Type	Transfer
Record Updated	Apr 14, 2017
Title Company	ACTION TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10153 STERN CIR NAPLES FL 341091596, NAPLES, FL 34109-1596

Mortgage

Document Number	53730701
Date	Mar 20, 2017
Book Page	005373/000701
Instrument	5379908

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10153 Stern Cir was $3,808, up % from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,775 (-2.75%) Land $184,586 Building $178,189	$362,775 (-2.75%) Land $184,586 Building $178,189
2025	$3,808.00 (+0.03%)	$373,052 Land $228,886 Building $144,166	$373,052 Land $228,886 Building $144,166
2024	$3,807.00 (-7.84%)
2023	$4,131.00 (-6.67%)	$395,649 (-1.34%) Land $246,114 Building $149,535	$395,649 (-1.34%) Land $246,114 Building $149,535
2022	$4,426.00	$401,021 Land $241,497 Building $159,524	$401,021 Land $241,497 Building $159,524

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10153 Stern Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 102 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	102 in force
Nearby Flood Claims	3 (2017–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10153 Stern Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Summit Broadband.

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