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10149 Stern Cir, Naples, FL 34109 Property Records

Collier County property record for 10149 Stern Cir, Naples, FL 34109

Property Summary

Property TypeSingle Family Home
Details1,533 sqft · built 1990
Lot Size0.06 acres (2,614 sqft)
Owner2 Company Names on File
Last Sale$200,000 (Jul 2014)
Tax Bill$2,049 (2025)
Deeds & MortgagesJul 2022 Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN587500 52.103A25

Property Details

APN / Parcel Number

Primary APN587500 52.103A25
Alternative APN
  • 69145005008

Interior

Stories1 Story
Building Area1,533 sqft Living Area
1st Floor Area1,533 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Construction TypeMasonry / Concrete Block
Lot Area2,614 sqft (0.06 acres)

Location & Zoning

Street Address10149 STERN CIR
CityNAPLES
StateFL
Zip34109-1596
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionREGENT PARK REPLAT BLK 5 NKA REGENT PARK CLUSTER HOMES LOT 23 A PORT OF LOTS 2,3 &VAC VALLEYBROOK DRIVE AS DESC IN OR 1534 PG 511
Legal Range25
Legal Township48
Legal Section25
Legal SubdivisionREGENT
Legal Tract587500
Legal Block5
Legal Lot Number2.10
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1000
Census Tract10437

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Mailing Address10149 STERN CIR, NAPLES, FL 34109-1596
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2022Deed of Trust, Mortgage · Conventional Mortgage
SUNCOAST CU
Aug 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
SUNCOAST CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2014 · Amount on File
Deed SaleJul 7, 2014 · Amount on File
Prior SaleJan 3, 2014 · Amount on File
Deed Document Number20145003985
Deed Book / Page5055 / 569
Last Transfer DateMar 10, 2025
Transfer Doc0064480751
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address10149 STERN CIR, NAPLES, FL 34109-1596
Transaction TypeMortgage
Record UpdatedJul 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address10149 STERN CIR, NAPLES, FL 34109-1596

Mortgage

Document Number0061500062
DateJul 8, 2022
Book Page6150/62
Instrument6279500
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2052

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address10149 STERN CIR, NAPLES, FL 34109-1596
Document Number0057993422
Instrument DateAug 4, 2020
Transaction TypeMortgage
Record UpdatedAug 25, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address10149 STERN CIR NAPLES FL 341091596, NAPLES, FL 34109-1596

Mortgage

Document Number0057993422
DateAug 10, 2020
Book Page005799/003422
Instrument5906100
Lender
NameSUNCOAST CU
AddressBRANDON, FL 33510
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueAug 9, 2040

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$233,382 (+2.7%)$370,479 (+15.91%) Land $151,589 Building $218,890
2025$2,049.00 (+2.55%)$227,246 (+5.99%)$319,616 (-5.27%) Land $156,642 Building $162,974
2024$1,998.00 (+1.47%)
2023$1,969.00 (-1.4%) Homeowner's exemption$214,410 (+3%)$337,386 (+1.89%) Land $168,432 Building $168,954
2022$1,997.00 Homeowner's exemption$208,165$331,130 Land $150,935 Building $180,195

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 102 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies102 in force
Nearby Flood Claims3 (2017–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: Summit Broadband.

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