Pasco County property record for 10153 Coldwater Loop, Land O Lakes, FL 34638
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,071 sqft · built 2008 |
| Lot Size | 0.17 acres (7,393 sqft) |
| Owner | Company Name on File |
| Last Sale | $167,000 (Aug 2014) |
| Tax Bill | $5,571 (2025) |
| Deeds & Mortgages | Sep 2019 Transfer Sep 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-25-18-0060-00D00-0210 |
| Primary APN | 21-25-18-0060-00D00-0210 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,071 sqft Living Area |
| Gross Area | 2,532 sqft |
| 1st Floor Area | 2,071 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,393 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 461 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 667 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 207 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 10153 COLDWATER LOOP |
|---|---|
| City | LAND O LAKES |
| State | FL |
| Zip | 34638-6039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | ASBEL CREEK PHASE THREE PB 57 PG 001 BLOCK D LOT 21 OR 9076 PG 804 OR 9199 PG 1646 |
| Legal Range | 18E |
| Legal Township | 25S |
| Legal Section | 21 |
| Legal Subdivision | ASBEL CREEK |
| Legal Tract | 60 |
| Legal Block | D |
| Legal Lot Number | 21 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 31903 |
10153 Coldwater Loop is owned by a company that acquired it in August 2019.
Source: Pasco County records, as of April 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 13, 2019 | Quit Claim Deed, Transfer OS NATIONAL LLC, OS NAT'L LLC |
| Sep 13, 2019 | Loan Modification, Mortgage · Line of Credit MORGAN STANLEY MTG CAP HOLDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2014 · Amount on File |
| Deed Sale | Aug 22, 2014 · Amount on File |
| Prior Sale | Aug 22, 2014 · Amount on File |
| Deed Document Number | 2014135442 |
| Deed Book / Page | 9076 / 804 |
| Last Transfer Date | Aug 22, 2019 |
| Transfer Doc | 0099723179 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Sep 13, 2019 |
| Property Address | 10153 COLDWATER LOOP, LAND O LAKES, FL 34638-6039 |
| Document Number | 0099723179 |
| Book / Page | 009972 / 003179 |
| Instrument Date | Aug 22, 2019 |
| Instrument | 156464 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2019 |
| Title Company | OS NATIONAL LLC, OS NAT'L LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Sep 13, 2019 |
| Property Address | 10153 COLDWATER LOOP, LAND O LAKES, FL 34638-6039 |
| Document Number | 0099723244 |
| Book / Page | 009972 / 003244 |
| Instrument Date | Aug 22, 2019 |
| Instrument | 156465 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2019 |
| Title Company | OS NATIONAL LLC, OS NAT'L LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 810 7TH AVE #24TH NEW YORK NY 100195818, 24TH, NEW YORK, NY 10019-5818 |
| Document Number | 99723244 |
|---|---|
| Date | Sep 13, 2019 |
| Book Page | 009972/003244 |
| Instrument | 156465 |
| Name | MORGAN STANLEY MTG CAP HOLDING |
|---|---|
| Type | Mortgage Company |
| Address | 1585 BROADWAY # 24TH, NEW YORK, NY 10036-8200 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 10153 Coldwater Loop was $5,571, up 2.8% from the year before.
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $313,990 (-0.2%) Land $61,927 Building $252,063 | $313,990 (-0.2%) Land $61,927 Building $252,063 | |
| 2025 | $5,571.00 (+2.79%) | $314,624 Land $61,927 Building $252,697 | $314,624 Land $61,927 Building $252,697 |
| 2024 | $5,420.00 (+4.63%) | ||
| 2023 | $5,180.00 (+21.03%) | $337,335 (+16.98%) Land $48,517 Building $288,818 | $337,335 (+16.98%) Land $48,517 Building $288,818 |
| 2022 | $4,280.00 | $288,361 Land $40,822 Building $247,539 | $288,361 Land $40,822 Building $247,539 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10153 Coldwater Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10153 Coldwater Loop is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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