Pasco County property record for 10149 Coldwater Loop, Land O Lakes, FL 34638
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,387 sqft · built 2006 |
| Lot Size | 0.247 acres (10,802 sqft) |
| Owner | Individual Name on File |
| Last Sale | $284,988 (Jun 2017) |
| Tax Bill | $4,356 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-25-18-0060-00D00-0200 |
| Primary APN | 16-25-18-0060-00D00-0200 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,387 sqft Living Area |
| Gross Area | 4,070 sqft |
| 1st Floor Area | 1,549 sqft |
| Upper Floors Area | 1,838 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,802 sqft (0.247 acres) |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 712 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 350 sqft |
|---|---|
| Porch | Finished/Screened Porch |
| Porch Area | 263 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 0920909 |
|---|---|
| Street Address | 10149 COLDWATER LOOP |
| City | LAND O LAKES |
| State | FL |
| Zip | 34638-6039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | ASBEL CREEK PHASE THREE PB 57 PG 001 LOT 20 BLOCK D OR 9559 PG 2529 |
| Legal Range | 18E |
| Legal Township | 25S |
| Legal Section | 16 |
| Legal Subdivision | ASBEL CREEK |
| Legal Phase | 3 |
| Legal Tract | 60 |
| Legal Block | D |
| Legal Lot Number | 20 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 31903 |
10149 Coldwater Loop is owned and occupied by an individual who bought it in June 2017.
Source: Pasco County records, as of December 19, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 10149 COLDWATER LOOP, LAND O LAKES, FL 34638-6039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GROW FINANCIAL FCU |
| Jun 20, 2017 | Warranty Deed, Transfer · Conventional Mortgage INTERLINC MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2017 · Amount on File |
| Deed Sale | Jun 20, 2017 · Amount on File |
| Prior Sale | Nov 1, 2006 · Amount on File |
| Deed Document Number | 2017095856 |
| Deed Book / Page | 9559 / 2529 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 10149 COLDWATER LOOP, LAND O LAKES, FL 34638-6039 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 10149 COLDWATER LOOP, LAND O LAKES, FL 34638-6039 |
| Document Number | 0101650125 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 10165/125 |
| Instrument | 2020140389 |
| Name | GROW FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33619 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jun 20, 2017 |
| Property Address | 10149 COLDWATER LOOP, LAND O LAKES, FL 34638-6039 |
| Document Number | 0095592529 |
| Book / Page | 9559 / 2529 |
| Map Reference | MB57 PG1-3 |
| Instrument Date | May 24, 2017 |
| Instrument | 2017095856 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2022 |
| Title Company | STAR TITLE PARTNERS OF TAMPA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,995.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4256 BEXLEY VILLAGE DR, 4256, LAND O LAKES, FL 34638-2744 |
| Name | Verified Name |
|---|---|
| Address | 10149 COLDWATER LOOP, LAND O LAKES, FL 34638-6039 |
| Document Number | 2017095857 |
|---|---|
| Date | Jun 20, 2017 |
| Instrument | 2017095857 |
| Name | INTERLINC MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 10149 Coldwater Loop was $4,356 with a homeowner's exemption.
Source: Pasco County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,356.00 Homeowner's exemption | $283,510 Land $64,586 Building $218,924 | $466,422 Land $64,586 Building $401,836 |
| 2023 | $4,096.00 (+11.12%) Additional exemption filed | $267,500 (+3%) Land $51,176 Building $216,324 | $508,563 (+16.28%) Land $51,176 Building $457,387 |
| 2022 | $3,686.00 Homeowner's exemption | $259,710 Land $43,481 Building $216,229 | $437,348 Land $43,481 Building $393,867 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10149 Coldwater Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10149 Coldwater Loop is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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