1015 Wood St, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 1015 Wood St, Three Rivers, MI 49093

Property Summary

Property Type	Residential Vacant Land
Lot Size	4.48 acres (195,149 sqft)
Owner	Individual Name on File
Last Sale	$35,000 (Jun 2021)
Tax Bill	$558 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Apr 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`051-499-010-00`

Property Details

APN / Parcel Number

Primary APN	`051-499-010-00`

Exterior

Lot Area	195,149 sqft (4.48 acres)
Lot Dimensions	278 ft deep x 224 ft wide

Location & Zoning

Street Address	1015 WOOD ST
City	THREE RIVERS
State	MI
Zip	49093-1055
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOTS 5 & 6 BLK 2 ROSELAWN ADD ALSO COM NE COR WOOD ST & 10TH AVE TH E 229.2FT TH N 132 FT TH E 126.8 FT TH N 132 FT TH E 126.
Legal Subdivision	CITY OF THREE RIVERS
Legal Block	2-3
Legal Lot Number	5-6
Jurisdiction	ST JOSEPH MI
Township / Civil Division	THREE RIVERS
Census Block Group	1
Census Block	1012
Census Tract	40400

Owner

1015 Wood St, residential vacant land, is owned by an individual who bought it in June 2021.

Source: St. Joseph County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	22637 DAVIS DR, THREE RIVERS, MI 49093-9630
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Personal Representative Deed, Transfer · ARM LAKE MICHIGAN CU
Apr 24, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2021 · Amount on File
Deed Sale	Jun 24, 2021 · Amount on File
Prior Sale	Apr 24, 2018 · Amount on File
Deed Document Number	20216587
Record Updated	Sep 20, 2026

June 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jun 24, 2021
Property Address	1015 WOOD ST, THREE RIVERS, MI 49093-1055
Document Number	2021006587
Map Reference	LB 3 PG 21
Instrument Date	Jun 23, 2021
Instrument	2021006587
Transaction Type	Transfer
Record Updated	Jun 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24619 MICHIGAN AVE, 24619, MENDON, MI 49072-9762

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22637 DAVIS DR, THREE RIVERS, MI 49093-9630

Mortgage

Date	Jun 24, 2021

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	8.5%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Apr 24, 2018
Property Address	1015 WOOD ST, THREE RIVERS, MI 49093-1055
Document Number	01912/0433
Book / Page	1912 / 0433
Instrument Date	Apr 23, 2018
Transaction Type	Transfer
Record Updated	Jun 28, 2022

Transaction

Amount	Amount on Record
Tax	$31.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3506 LOVERS LN, 3506, KALAMAZOO, MI 49001-4891

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17050 M 86, THREE RIVERS, MI 49093-9319

Tax Assessment & Valuation

The 2025 property tax bill for 1015 Wood St was $558.

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Three Rivers City
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,000	$58,000
2025	$558.00
2023		$14,200 Land $14,200	$28,400 Land $28,400
2022	$802.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1015 Wood St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 individual policies
Nearby Flood Policies	44 units insured incl. 33 condo units
Nearby Flood Claims	20 (1981–2020)
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1015 Wood St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE RIVERS serves 7,905 people · EPA ID MI0006610
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile.

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