Stearns County property record for 1015 W Saint Germain St, Saint Cloud, MN 56301
| Property Type | Apartment House (2-4 Units) |
|---|---|
| Details | 83,188 sqft · built 1987 |
| Lot Size | 1.34 acres (58,608 sqft) |
| Owner | Company Name on File |
| Last Sale | $5,650,000 (Nov 2021) |
| Tax Bill | $162,926 (2026) |
| Deeds & Mortgages | Nov 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-52886-0084 |
| Primary APN | 82-52886-0084 |
|---|
| Units | 32 Units |
|---|---|
| Stories | 5 Stories |
| Building Area | 83,188 sqft Living Area |
| 1st Floor Area | 17,734 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Multi-Family |
| Exterior Material | Stone |
| Lot Area | 58,608 sqft (1.34 acres) |
| Lot Width | 222 ft Width |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 1015 W SAINT GERMAIN ST |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-3459 |
| Property Category | Commercial |
| Property Type | Residential > Multi-Unit > Apartment House (2-4 Units) |
| Local Zoning Code | C4 |
| Legal Description | LOTS 3,4,5,6,7,8,9,10,11 BLK 30 WILSON'S SUBD OF 30 SECTION 11 TOWNSHIP 124 RANGE 028 WILSON'S SUBD OF 30 SECTION 11 TOWNSHIP |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 11 |
| Legal Subdivision | WILSONS SUBD OF 30 |
| Legal Block | 30 |
| Legal Lot Number | 3-11 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 11600 |
1015 W Saint Germain St, a residential property, is owned by a company that bought it in November 2021.
Source: Stearns County records, as of July 31, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3345 W SAINT GERMAIN ST, SAINT CLOUD, MN 56301-6523 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2021 · Amount on File |
| Deed Sale | Nov 16, 2021 · Amount on File |
| Deed Document Number | 20211619600 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Nov 16, 2021 |
| Property Address | 1015 W SAINT GERMAIN ST, SAINT CLOUD, MN 56301-3459 |
| Document Number | 00A1619600 |
| Instrument Date | Oct 26, 2021 |
| Instrument | A1619600 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1595 BOHNS POINT RD, WAYZATA, MN 55391-9309 |
The 2026 property tax bill for 1015 W Saint Germain St was $162,926.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $162,926.00 | $4,283,000 (-23.2%) Land $879,000 Building $3,404,000 | $4,283,000 (-23.2%) Land $879,000 Building $3,404,000 |
| 2025 | $5,577,000 Land $879,000 Building $4,698,000 | $5,577,000 Land $879,000 Building $4,698,000 | |
| 2023 | $252,600.00 | $8,285,700 Land $879,100 Building $7,406,600 | $8,285,700 Land $879,100 Building $7,406,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1015 W Saint Germain St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1015 W Saint Germain St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Verizon, Xtratyme Technologies.
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