1010 W Saint Germain St, Saint Cloud, MN 56301 Property Records

Stearns County property record for 1010 W Saint Germain St, Saint Cloud, MN 56301

Property Summary

Property Type	Commercial
Details	60,532 sqft · built 1987
Owner	Company Name on Record
Last Sale	$3,400,000 (Aug 2021)
Tax Bill	$193,324 (2023)
Deeds & Mortgages	Aug 2021 Sale Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-47167-0000`

Property Details

APN / Parcel Number

Primary APN	`82-47167-0000`

Interior

Stories	7 Stories
Building Area	60,532 sqft Living Area
1st Floor Area	11,780 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Exterior Material	Block
Lot Width	210 ft Width

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	82.47167.0000
Street Address	1010 W SAINT GERMAIN ST
City	SAINT CLOUD
State	MN
Zip	56301-3406
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C4
Legal Description	LOT 001 BLOCK 001 OF GERMAIN PLAZA
Legal Range	28
Legal Township	124
Legal Section	14
Legal Subdivision	GERMAIN PLAZA
Legal Block	1
Legal Lot Number	1
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3028
Census Tract	11600

Owner

Source: Stearns County records, as of April 8, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1010 W SAINT GERMAIN ST, SAINT CLOUD, MN 56301-3406
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Warranty Deed, Transfer
Aug 11, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2021 · Amount on Record
Deed Sale	Aug 11, 2021 · Amount on Record
Prior Sale	Aug 11, 2021 · Amount on Record
Deed Document Number	A1611067
Record Updated	Jun 7, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 11, 2021
Property Address	1010 W SAINT GERMAIN ST, SAINT CLOUD, MN 56301-3406
Document Number	00A1611067
Instrument Date	Aug 2, 2021
Instrument	A1611067
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 W ST GOMAIN ST, SAINT CLOUD, MN 56301

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 11, 2021
Property Address	1010 W SAINT GERMAIN ST, SAINT CLOUD, MN 56301-3406
Document Number	00A1611066
Instrument Date	Aug 2, 2021
Instrument	A1611066
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 W ST GOMAIN ST, SAINT CLOUD, MN 56301

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$193,324.00	$6,355,900 Land $970,800 Building $5,385,100	$6,355,900 Land $970,800 Building $5,385,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon, Xtratyme Technologies.

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