St. Louis County property record for 1015 W Morgan St, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,560 sqft · built 1973 |
| Lot Size | 0.344 acres (14,996 sqft) |
| Owner | Individual Name on File |
| Last Sale | $236,000 (Jan 2006) |
| Tax Bill | $4,900 (2026) |
| Deeds & Mortgages | Dec 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3812-00560 |
| Primary APN | 010-3812-00560 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,560 sqft Gross Area |
| 1st Floor Area | 1,560 sqft |
| Basement Area | 1,170 sqft |
| Finished Basement | 1,170 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 14,996 sqft (0.344 acres) |
| Garage Area | 672 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 40 sqft |
| Deck Area | 96 sqft |
| Storage Building | 120 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 794355 |
|---|---|
| Street Address | 1015 W MORGAN ST |
| City | DULUTH |
| State | MN |
| Zip | 55811-4424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16, BLOCK 3 AND WESTERLY 10 FEET OF LOT17, BLOCK 3. SERIAL # |
| Legal Subdivision | PONDEROSA GROVES DULUTH |
| Legal Block | 3 |
| Legal Lot Number | 16 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 302 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1015 W MORGAN ST, DULUTH, MN 55811-4424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 12, 2006 · Amount on File |
| Deed Sale | Jan 12, 2006 · Amount on File |
| Deed Document Number | 2006811581 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1015 W MORGAN ST, DULUTH, MN 55811-4424 |
| Document Number | 000T980542 |
| Instrument Date | Dec 23, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 1015 W MORGAN ST DULUTH MN 558114424, DULUTH, MN 55811-4424 |
| Document Number | 000T980542 |
|---|---|
| Date | Jan 4, 2017 |
| Instrument | T980542 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 3, 2032 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,900.00 (+9.72%) Homeowner's exemption | ||
| 2025 | $4,466.00 (-12.09%) Homeowner's exemption | $394,900 (+16.28%) Land $63,100 Building $331,800 | $394,900 (+16.28%) Land $63,100 Building $331,800 |
| 2024 | $5,080.00 | $339,600 (+7.98%) Land $52,300 Building $287,300 | $339,600 (+7.98%) Land $52,300 Building $287,300 |
| 2022 | $314,500 Land $50,100 Building $264,400 | $314,500 Land $50,100 Building $264,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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