St. Louis County property record for 1004 W Morgan St, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 1,448 sqft · built 1975 |
| Lot Size | 0.313 acres (13,650 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,500 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3812-00270 |
| Primary APN | 010-3812-00270 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,448 sqft Gross Area |
| 1st Floor Area | 1,448 sqft |
| Basement Area | 546 sqft |
| Finished Basement | 546 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Level |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 13,650 sqft (0.313 acres) |
| Garage Type | Basement |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 92 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 536381 |
|---|---|
| Street Address | 1004 W MORGAN ST |
| City | DULUTH |
| State | MN |
| Zip | 55811-4425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0007 BLOCK:002 SERIAL # |
| Legal Subdivision | PONDEROSA GROVES |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 302 |
1004 W Morgan St is owner-occupied and held in a trust since July 2005.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1004 W MORGAN ST, DULUTH, MN 55811-4425 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 28, 2005 |
| Transfer Doc | 0000804687 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 1004 W Morgan St was $4,500 with a homeowner's exemption, up 9.6% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,500.00 (+9.65%) Homeowner's exemption | ||
| 2025 | $4,104.00 (-12.31%) Homeowner's exemption | $316,000 (+0.32%) Land $56,400 Building $259,600 | $316,000 (+0.32%) Land $56,400 Building $259,600 |
| 2024 | $4,680.00 | $315,000 Land $46,800 Building $268,200 | $315,000 Land $46,800 Building $268,200 |
| 2022 | $291,700 Land $44,800 Building $246,900 | $291,700 Land $44,800 Building $246,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1004 W Morgan St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1004 W Morgan St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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