1015 W Cedar Ave, Duncan, OK 73533 Property Records

Stephens County property record for 1015 W Cedar Ave, Duncan, OK 73533

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,189 sqft · built 1935
Lot Size	0.436 acres (18,995 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,000 (May 2018)
Tax Bill	$536 (2025)
Deeds & Mortgages	Feb 2026 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13658`

Property Details

APN / Parcel Number

Primary APN	`13658`
Alternative APN	`1001-00-071-005-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,189 sqft Living Area
Gross Area	3,403 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,995 sqft (0.436 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	273 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	13658
Street Address	1015 W CEDAR AVE
City	DUNCAN
State	OK
Zip	73533-4051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 71 LOT 5 DUNCAN CITY
Legal Range	07W
Legal Township	01N
Legal Section	32
Legal Subdivision	CITY OF DUNCAN ORIGINAL TOWNSITE
Legal Block	71
Legal Lot Number	5
Jurisdiction	STEPHENS OK
Township / Civil Division	DUNCAN
Census Block Group	1
Census Block	1023
Census Tract	300

Owner

Source: Stephens County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1015 W CEDAR AVE, DUNCAN, OK 73533-4051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage · Non-Conforming Investor Loan FIRST BANK & TRUST CO
May 14, 2018	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2018 · Amount on Record
Deed Sale	May 14, 2018 · Amount on Record
Prior Sale	Jun 30, 2003
Deed Document Number	20185105
Deed Book / Page	5483 / 232
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	1015 W CEDAR AVE, DUNCAN, OK 73533-4051
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006813/78
Date	Feb 13, 2026
Book Page	6813/78
Instrument	I-2026-001145

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	DUNCAN, OK 73534

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	60 Months
Due	Feb 15, 2031

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	May 14, 2018
Property Address	1015 W CEDAR AVE, DUNCAN, OK 73533-4051
Document Number	005483/232
Book / Page	5483 / 232
Instrument Date	May 11, 2018
Instrument	2018-005105
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 MEADOWCREEK CT, GARLAND, TX 75043-5258
Investor	Possibly a Property Investor

Mortgage

Document Number	2018005106
Date	May 14, 2018
Instrument	2018-005106

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Duncan City
Unified School District	Duncan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$7,360 (-) Land $874 Building $6,486	$66,917 (-40.68%) Land $7,949 Building $58,968
2025	$536.00 (+3.28%) Homeowner's exemption	$7,360 (+6.08%) Land $874 Building $6,486	$112,798 (-6.91%) Land $7,949 Building $104,849
2024	$519.00 (-8.3%)	$6,938 (-) Land $874 Building $6,064	$121,172 (-1.93%) Land $7,949 Building $113,223
2023	$566.00 (+5.79%)	$6,938 (+6.23%) Land $874 Building $6,064	$123,554 (+108.1%) Land $7,949 Building $115,605
2022	$535.00	$6,531 Land $874 Building $5,657	$59,373 Land $7,949 Building $51,424

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1982)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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