1012 W Cedar Ave, Duncan, OK 73533 Property Records

Stephens County property record for 1012 W Cedar Ave, Duncan, OK 73533

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,510 sqft · built 1945
Lot Size	0.232 acres (10,096 sqft)
Owner	Individual Name on File
Last Sale	$65,500 (Jun 2017)
Tax Bill	$582 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Apr 2020 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13813`

Property Details

APN / Parcel Number

Primary APN	`13813`
Alternative APN	`1001-00-082-003-0-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,510 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1995
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,096 sqft (0.232 acres)
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	173 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13813
Street Address	1012 W CEDAR AVE
City	DUNCAN
State	OK
Zip	73533-4052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 82 W38 LOT 3 & 320 N144 LOT 4 DUNCAN CITY
Legal Range	07W
Legal Township	01N
Legal Section	32
Legal Subdivision	CITY OF DUNCAN ORIGINAL TOWNSITE
Legal Block	82
Legal Lot Number	3,4,320
Jurisdiction	STEPHENS OK
Township / Civil Division	DUNCAN
Census Block Group	1
Census Block	1037
Census Tract	300

Owner

Source: Stephens County assessment roll, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1012 W CEDAR AVE, DUNCAN, OK 73533-4052
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Deed of Trust, Mortgage · FHA Mortgage ARVEST BANK
Apr 22, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ARVEST BANK
Jun 23, 2017	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 23, 2017 · Amount on Record
Deed Sale	Jun 23, 2017 · Amount on Record
Prior Sale	Mar 16, 2009 · Amount on Record
Deed Document Number	2017956721
Deed Book / Page	5316 / 247
Prior Transfer Date	Feb 2, 2009
Prior Transfer Doc	003830/051
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	1012 W CEDAR AVE, DUNCAN, OK 73533-4052
Transaction Type	Mortgage
Record Updated	Feb 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 W CEDAR AVE, DUNCAN, OK 73533-4052

Mortgage

Document Number	0006280/63
Date	Jan 5, 2023
Book Page	6280/63
Instrument	I-2023-000136

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	1012 W CEDAR AVE, DUNCAN, OK 73533-4052
Transaction Type	Mortgage
Record Updated	Jul 2, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5804/286
Date	Apr 22, 2020
Book Page	5804/286
Instrument	2020-003285

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Jun 23, 2017
Property Address	1012 W CEDAR AVE, DUNCAN, OK 73533-4052
Document Number	005316/247
Book / Page	5316 / 247
Instrument Date	Jun 23, 2017
Instrument	2017-956721
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$98.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 W CEDAR AVE, DUNCAN, OK 73533-4052

Mortgage

Document Number	2017956722
Date	Jun 23, 2017
Instrument	2017-956722

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Duncan City
Unified School District	Duncan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$582.00 (-0.17%) Homeowner's exemption	$7,904 (-4.56%) Land $630 Building $7,274	$71,850 (-4.57%) Land $5,724 Building $66,126
2024	$583.00 (-4.89%) Homeowner's exemption	$8,282 (-1.43%) Land $630 Building $7,652	$75,291 (-1.57%) Land $5,724 Building $69,567
2023	$613.00 Homeowner's exemption	$8,402 Land $630 Building $7,772	$76,489 Land $5,724 Building $70,765

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1982)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on W Cedar Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures