1015 W 6th St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1015 W 6th St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,318 sqft · built 1980
Lot Size	0.165 acres (7,215 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Jul 2017)
Tax Bill	$9,846 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`808-32-081`

Property Details

APN / Parcel Number

Primary APN	`808-32-081`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,318 sqft Living Area
1st Floor Area	817 sqft
2nd Floor Area	900 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Wood
Lot Area	7,215 sqft (0.165 acres)
Lot Dimensions	111 ft deep x 65 ft wide
Garage Area	496 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1015 W 6TH ST
City	GILROY
State	CA
Zip	95020-5927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TR 6120 LOT 21
Legal Subdivision	6120
Legal Tract	6120
Legal Lot Number	21
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2018
Census Tract	512511

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1015 W 6TH ST, GILROY, CA 95020-5927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC HORIZON BANCORP
Aug 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC HORIZON BANCORP
Jul 13, 2017	Grant Deed, Transfer · Conventional with PMI PACIFIC HORIZON BANCORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2017 · Amount on Record
Deed Sale	Jul 13, 2017 · Amount on Record
Prior Sale	Dec 3, 2003 · Amount on Record
Deed Document Number	23696163
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1015 W 6TH ST, GILROY, CA 95020-5927
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 W 6TH ST, GILROY, CA 95020-5927
Investor	Possibly a Property Investor

Mortgage

Document Number	0025925418
Date	Dec 31, 2025
Instrument	25925418

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2046

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1015 W 6TH ST, GILROY, CA 95020-5927
Document Number	0024570922
Instrument Date	Aug 3, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1015 W 6TH ST GILROY CA 950205927, GILROY, CA 95020-5927

Mortgage

Document Number	0024570922
Date	Aug 11, 2020
Instrument	24570922

Lender

Name	PACIFIC HORIZON BANCORP
Type	Bank
Address	LA CRESCENTA, CA 91214

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1015 W 6TH ST, GILROY, CA 95020-5927
Document Number	0024262294
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 2, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1015 W 6TH ST GILROY CA 950205927, GILROY, CA 95020-5927

Mortgage

Document Number	0024262294
Date	Aug 23, 2019
Instrument	24262294

Lender

Name	PACIFIC HORIZON BANCORP
Type	Bank
Address	LA CRESCENTA, CA 91214

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2049

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 13, 2017
Property Address	1015 W 6TH ST, GILROY, CA 95020-5927
Document Number	0023696163
Instrument Date	Jul 6, 2017
Instrument	23696163
Transaction Type	Transfer
Record Updated	Jul 21, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1015 W 6TH ST GILROY CA 950205927, GILROY, CA 95020-5927

Mortgage

Document Number	23696164
Date	Jul 13, 2017
Instrument	23696164

Lender

Name	PACIFIC HORIZON BANCORP
Type	Bank
Address	LA CRESCENTA, CA 91214

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2047

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,846.00 (+2.18%)	$796,475 (+4.04%) Land $438,062 Building $358,413
2023	$9,636.00 (+1.67%)	$765,549 Land $421,052 Building $344,497
2022	$9,478.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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