990 W 6th St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 990 W 6th St, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,474 sqft · built 1980
Lot Size0.169 acres (7,344 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Nov 2009)
Tax Bill$5,646 (2025)
Deeds & MortgagesMay 2020 Mortgage
Jun 2018 Line of Credit
Flood ZoneZone X (moderate risk)
APN808-32-059

Property Details

APN / Parcel Number

Primary APN808-32-059

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,474 sqft Living Area
1st Floor Area1,474 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleL-Shape
Construction TypeWood
Lot Area7,344 sqft (0.169 acres)
Lot Dimensions108 ft deep x 68 ft wide
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address990 W 6TH ST
CityGILROY
StateCA
Zip95020-5914
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 6120 LOT 36
Legal Tract6120
Legal Lot Number36
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group2
Census Block2016
Census Tract512511

Owner

990 W 6th St is owned and occupied by two individuals who acquired it in January 2013.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record2 Individual Names on File
Mailing Address990 W 6TH ST, GILROY, CA 95020-5914
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jun 15, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 25, 2009 · Amount on File
Deed SaleNov 25, 2009 · Amount on File
Prior SaleJul 31, 2007 · Amount on File
Deed Document Number200920519600
Last Transfer DateJan 24, 2013
Transfer Doc0022071696
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address990 W 6TH ST, GILROY, CA 95020-5914
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024478821
DateMay 14, 2020
Instrument24478821
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address990 W 6TH ST, GILROY, CA 95020-5914
Document Number0023963734
Instrument DateJun 15, 2018
Transaction TypeMortgage
Record UpdatedJul 3, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address990 W 6TH ST GILROY CA 950205914, GILROY, CA 95020-5914

Mortgage

Document Number0023963734
DateJun 26, 2018
Instrument23963734
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 990 W 6th St was $5,646.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$460,804 (+2%) Land $253,443 Building $207,361
2025$5,646.00$451,770 Land $248,474 Building $203,296
2023$5,524.00 (+1.67%)$434,228 Land $238,826 Building $195,402
2022$5,433.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 990 W 6th St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 990 W 6th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on W 6th St

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