1015 W 20th St, Safford, AZ 85546 Property Records

Graham County property record for 1015 W 20th St, Safford, AZ 85546

Property Summary

Property Type	Single Family Home
Details	1,566 sqft · built 1983
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Nov 2019)
Tax Bill	$1,127 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`103-06-025`

Property Details

APN / Parcel Number

Primary APN	`103-06-025`

Interior

Stories	1 Story
Building Area	1,566 sqft Living Area
1st Floor Area	1,566 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Carport
Garage Area	231 sqft
Carport	Carport
Carport Area	231 sqft
Parking Spaces	1 Parking Space
Utility Building	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1015 W 20TH ST
City	SAFFORD
State	AZ
Zip	85546-3554
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 151 AMENDED PLAT OF RAMADA ESTATES
Legal Range	26E
Legal Township	07S
Legal Section	19
Legal Subdivision	RAMADA ESTATES
Legal Lot Number	151
Jurisdiction	GRAHAM AZ
Township / Civil Division	SAFFORD
Census Block Group	4
Census Block	4005
Census Tract	961400

Owner

1015 W 20th St is owned and occupied by an individual who bought it in November 2019.

Source: Graham County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	1015 W 20TH ST, SAFFORD, AZ 85546-3554
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Line of Credit ONEAZ CU
Nov 5, 2019	Warranty Deed, Transfer · Conventional with PMI ONEAZ CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2019 · Amount on File
Deed Sale	Nov 5, 2019 · Amount on File
Prior Sale	Jan 13, 2012
Deed Document Number	20195396
Prior Transfer Date	Jun 20, 2011
Prior Transfer Doc	0000003555
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAHAM AZ
Property Address	1015 W 20TH ST, SAFFORD, AZ 85546-3554
Transaction Type	Mortgage
Record Updated	Apr 1, 2026
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 W 20TH ST, SAFFORD, AZ 85546-3554

Mortgage

Document Number	0000001316
Date	Mar 19, 2026
Instrument	2026-01316

Lender

Name	ONEAZ CU
Type	Credit Union
Address	PHOENIX, AZ 85027

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 18, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAHAM AZ
Recording Date	Nov 5, 2019
Property Address	1015 W 20TH ST, SAFFORD, AZ 85546-3554
Document Number	0000005396
Instrument Date	Oct 23, 2019
Instrument	5396
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	STEWART TITLE AND TRUST-SAFFORD, STEWART TITLE & TR-SAFFORD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35430 SANTIAM HWY SE ALBANY OR 973229794, ALBANY, OR 97322-9794

Mortgage

Document Number	5397
Date	Nov 5, 2019
Instrument	5397

Lender

Name	ONEAZ CU
Address	PHOENIX, AZ 85027

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 4, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1015 W 20th St was $1,127.

Source: Graham County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Graham County
Municipality	Safford City
Unified School District	Safford Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$193,905 Land $15,701 Building $178,204
2025	$1,127.00	$18,073 Land $1,570 Building $16,503	$180,727 Land $15,701 Building $165,026
2023	$970.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1015 W 20th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1015 W 20th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 71% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAFFORD serves 20,600 people · EPA ID AZ0405005
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2017
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Nov 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Valley Telecom Group Fiber	1,000 / 100
Sparklight Cable	1,000 / 50

May also be available: Bluespan Wireless, Verizon.

Nearby Properties on W 20th St

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