1012 W 20th St, Safford, AZ 85546 Property Records

Graham County property record for 1012 W 20th St, Safford, AZ 85546

Property Summary

Property Type	Single Family Home
Details	1,510 sqft · built 1985
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Aug 2021)
Tax Bill	$1,094 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`101-26-202`

Property Details

APN / Parcel Number

Primary APN	`101-26-202`

Interior

Stories	1 Story
Building Area	1,510 sqft Living Area
1st Floor Area	1,510 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1012 W 20TH ST
City	SAFFORD
State	AZ
Zip	85546-3561
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 102 AMENDED PLAT RAMADA ESTATES
Legal Range	26E
Legal Township	07S
Legal Section	18
Legal Subdivision	AMENDED PLAT RAMADA ESTATES
Legal Lot Number	102
Jurisdiction	GRAHAM AZ
Township / Civil Division	SAFFORD
Census Block Group	3
Census Block	3010
Census Tract	961400

Owner

1012 W 20th St is owned and occupied by an individual who bought it in August 2021.

Source: Graham County records, as of May 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1012 W 20TH ST, SAFFORD, AZ 85546-3561
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Warranty Deed, Transfer · FHA Mortgage NOVA FINANCIAL & INVESTMENT CORP
Apr 20, 2017	Warranty Deed, Transfer PIONEER TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2021 · Amount on File
Deed Sale	Aug 30, 2021 · Amount on File
Prior Sale	Apr 20, 2017 · Amount on File
Deed Document Number	20215578
Prior Transfer Date	May 10, 2010
Prior Transfer Doc	0000002413
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAHAM AZ
Recording Date	Aug 30, 2021
Property Address	1012 W 20TH ST, SAFFORD, AZ 85546-3561
Document Number	0000005578
Map Reference	FILE 2 R-3
Instrument Date	Aug 30, 2021
Instrument	2021-05578
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1012 W 20TH ST, 1012, SAFFORD, AZ 85546-3561

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 W 20TH ST, SAFFORD, AZ 85546-3561

Mortgage

Document Number	0000005579
Date	Aug 30, 2021
Instrument	2021-05579

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAHAM AZ
Recording Date	Apr 20, 2017
Property Address	1012 W 20TH ST, SAFFORD, AZ 85546-3561
Document Number	0000001737
Map Reference	FILE2R-3
Instrument Date	Apr 11, 2017
Instrument	2017-01737
Transaction Type	Transfer
Record Updated	Apr 26, 2022
Title Company	PIONEER TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 896, SAFFORD, AZ 85548-0896

Tax Assessment & Valuation

The 2025 property tax bill for 1012 W 20th St was $1,094.

Source: Graham County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Graham County
Municipality	Safford City
Unified School District	Safford Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$187,811 Land $15,639 Building $172,172
2025	$1,094.00	$17,069 Land $1,564 Building $15,505	$170,689 Land $15,639 Building $155,050
2023	$942.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1012 W 20th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1012 W 20th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAFFORD serves 20,600 people · EPA ID AZ0405005
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2017
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Nov 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Valley Telecom Group Fiber	1,000 / 100
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Bluespan Wireless.

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