1015 Surrey Ln, Algonquin, IL 60102 Property Records

McHenry County property record for 1015 Surrey Ln, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,256 sqft · built 1979
Lot Size	0.475 acres (20,700 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Dec 2021)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jan 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-33-327-020`

Property Details

APN / Parcel Number

Primary APN	`19-33-327-020`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,256 sqft
Gross Area	3,560 sqft
1st Floor Area	1,304 sqft
2nd Floor Area	952 sqft

Exterior

Year Built	Built 1979
Architectural Style	Colonial
Exterior Material	Frame Siding
Lot Area	20,700 sqft (0.475 acres)
Lot Dimensions	180 ft deep x 115 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	1015 SURREY LN
City	ALGONQUIN
State	IL
Zip	60102-2020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0066600 LT 53 GASLIGHT TERRACE NORTH UNIT 2
Legal Range	08E
Legal Township	43N
Legal Section	33
Legal Subdivision	GASLIGHT TERRACE NORTH 02
Legal Block	327
Legal Lot Number	53
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1015
Census Tract	871310

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1015 SURREY LN, ALGONQUIN, IL 60102-2020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Jan 17, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2021 · Amount on Record
Deed Sale	Dec 14, 2021 · Amount on Record
Prior Sale	Aug 5, 1998 · Amount on Record
Deed Document Number	0000066600
Record Updated	Jun 7, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 14, 2021
Property Address	1015 SURREY LN, ALGONQUIN, IL 60102-2020
Document Number	0000066600
Map Reference	DOC 668433
Instrument Date	Nov 2, 2021
Instrument	2021R0066600
Transaction Type	Transfer
Record Updated	Dec 24, 2021
Title Company	PRECISION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1015 SURREY LN, ALGONQUIN, IL 60102-2020

Mortgage

Document Number	0000066601
Date	Dec 14, 2021
Instrument	2021R0066601

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.62%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1015 SURREY LN, ALGONQUIN, IL 60102-2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOUTHWEST FINANCIAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001763
Date	Jan 17, 2017
Instrument	2017R0001763

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 23, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1015 SURREY LN, ALGONQUIN, IL 60102-2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031527
Date	Aug 13, 2020
Instrument	2020R0031527

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jul 1, 2040

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$98,695 Land $33,485 Building $65,210	$296,085 Land $100,455 Building $195,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jul 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL	100 / 20

May also be available: i3 Broadband, Verizon.

Nearby Properties on Surrey Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures