1005 Surrey Ln, Algonquin, IL 60102 Property Records

McHenry County property record for 1005 Surrey Ln, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,862 sqft · built 1979
Lot Size	0.475 acres (20,700 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Dec 2013)
Tax Bill	$8,550 (2024)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-33-327-021`

Property Details

APN / Parcel Number

Primary APN	`19-33-327-021`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,862 sqft Living Area
1st Floor Area	1,862 sqft
Basement Area	1,862 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Lot Area	20,700 sqft (0.475 acres)
Lot Dimensions	180 ft deep x 115 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1005 SURREY LN
City	ALGONQUIN
State	IL
Zip	60102-2020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2013R0058368 LT 52 GASLIGHT TERRACE NORTH UNIT 2
Legal Subdivision	GASLIGHT TERRACE NORTH UNIT 2
Legal Block	327
Legal Lot Number	52
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1015
Census Tract	871310

Owner

1005 Surrey Ln is owned and occupied by an individual who bought it in December 2013.

Source: McHenry County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1005 SURREY LN, ALGONQUIN, IL 60102-2020
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Feb 13, 2024	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Aug 1, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Apr 20, 2022	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2013 · Amount on File
Deed Sale	Dec 17, 2013 · Amount on File
Deed Document Number	201358368
Prior Transfer Date	Nov 9, 2013
Prior Transfer Doc	0000058368
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Sep 3, 2026
Property Address	1005 SURREY LN, ALGONQUIN, IL 60102-2020
Document Number	0000025838
Instrument Date	Aug 21, 2026
Instrument	202625838
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 SURREY LN, ALGONQUIN, IL 60102-2020

Mortgage

Document Number	0000025838,
Date	Sep 3, 2026
Instrument	202625838

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	308 Months
Due	May 1, 2052

Interest

Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1005 SURREY LN, ALGONQUIN, IL 60102-2020
Transaction Type	Mortgage
Record Updated	Feb 22, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 SURREY LN, ALGONQUIN, IL 60102-2020

Mortgage

Document Number	0000003354
Date	Feb 13, 2024
Instrument	2024R0003354

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	339 Months
Due	May 1, 2052

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1005 SURREY LN, ALGONQUIN, IL 60102-2020
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 SURREY LN, ALGONQUIN, IL 60102-2020

Mortgage

Document Number	0000018617
Date	Aug 1, 2023
Instrument	2023R0018617

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	345 Months
Due	May 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1005 SURREY LN, ALGONQUIN, IL 60102-2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014417
Date	Apr 20, 2022
Instrument	2022R0014417

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$8,550.00	$117,310 Land $13,246 Building $104,064	$351,930 Land $39,738 Building $312,192
2022	Homeowner's exemption	$90,754 Land $33,485 Building $57,269	$272,262 Land $100,455 Building $171,807

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1005 Surrey Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jul 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1005 Surrey Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: i3 Broadband, Verizon.

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