1015 Starboard Dr, Edgewood, MD 21040 Property Records

Harford County property record for 1015 Starboard Dr, Edgewood, MD 21040

Property Summary

Property Type	Townhouse
Details	2 ba · 1,220 sqft · built 1993
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$169,900 (Jul 2020)
Tax Bill	$2,519 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-197258`

Property Details

APN / Parcel Number

Primary APN	`01-197258`
Alternative APNs	`1197258` `197258`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,220 sqft Total Area
Basement Area	445 sqft
Finished Basement	445 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.07 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	197258
Street Address	1015 STARBOARD DR
City	EDGEWOOD
State	MD
Zip	21040-1332
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R4
Legal Description	LOT 83 3049 SF 1015 STARBOARD DRIVE WEST SHORE REV PT 73/63
Legal Subdivision	WEST SHORE PLAT 2
Legal Lot Number	83
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	1
Census Block	1018
Census Tract	301707

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1015 STARBOARD DR, EDGEWOOD, MD 21040-1332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2020 · Amount on Record
Deed Sale	Jul 17, 2020 · Amount on Record
Prior Sale	May 2, 2013 · Amount on Record
Deed Book / Page	13980 / 62
Record Updated	Oct 29, 2026

July 2020: Exchange Deed, Transfer

Document Type	Exchange Deed
Jurisdiction	HARFORD MD
Recording Date	Jul 17, 2020
Property Address	1015 STARBOARD DR, EDGEWOOD, MD 21040-1332
Document Number	0139800062
Book / Page	13980 / 62
Map Reference	LB 73 FO 63
Instrument Date	Feb 20, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	NETCO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2800 28TH ST # ST102, 2800, SANTA MONICA, CA 90405-2934

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1015 STARBOARD DR, EDGEWOOD, MD 21040-1332

Mortgage

Document Number	0001398069
Date	Jul 17, 2020
Instrument	13980/69

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,519.00 (+34.99%) Homeowner's exemption	$231,200 (+42.01%) Land $40,500 Building $190,700	$231,200 (+42.01%) Land $40,500 Building $190,700
2025	$1,866.00 (+10.74%) Homeowner's exemption
2023		$162,800 Land $40,500 Building $122,300	$162,800 Land $40,500 Building $122,300
2022	$1,685.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880