1012 Starboard Dr, Edgewood, MD 21040 Property Records

Harford County property record for 1012 Starboard Dr, Edgewood, MD 21040

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,120 sqft · built 1994
Lot Size0.04 acres (1,742 sqft)
OwnerIndividual Name on Record
Last Sale$157,500 (May 2021)
Tax Bill$1,877 (2026)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-196529

Property Details

APN / Parcel Number

Primary APN01-196529
Alternative APNs
  • 1196529
  • 196529

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,120 sqft Total Area
Basement Area250 sqft
Finished Basement250 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,742 sqft (0.04 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number196529
Street Address1012 STARBOARD DR
CityEDGEWOOD
StateMD
Zip21040-1338
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR4
Legal DescriptionLT 107 1742 SF 1012 STARBOARD DRIVE WEST SHORE PT 73/63
Legal SubdivisionWEST SHORE
Legal Lot Number107
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group1
Census Block1015
Census Tract301707

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10702 DEWEY WAY E, NEW MARKET, MD 21774-6347
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 7, 2021 · Amount on Record
Deed SaleMay 7, 2021 · Amount on Record
Prior SaleMay 14, 2004 · Amount on Record
Deed Book / Page14733 / 412
Record UpdatedOct 29, 2026

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateMay 7, 2021
Property Address1012 STARBOARD DR, EDGEWOOD, MD 21040-1338
Document Number0147330412
Book / Page14733 / 412
Map ReferenceMB 73 FO 63
Instrument DateApr 30, 2021
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyGUARANTEED TRUST TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address10702 DEWEY WAY E, NEW MARKET, MD 21774-6347

Mortgage

Document Number0014733417
DateMay 7, 2021
Instrument14733/417
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2036

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,877.00 (+15.37%)$172,300 (+25.04%) Land $40,000 Building $132,300$172,300 (+25.04%) Land $40,000 Building $132,300
2025$1,627.00 (+11.36%)
2023$137,800 Land $40,000 Building $97,800$137,800 Land $40,000 Building $97,800
2022$1,461.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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