1015 Spruce St, Edmonds, WA 98020 Property Records

Snohomish County property record for 1015 Spruce St, Edmonds, WA 98020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,704 sqft · built 1950
Lot Size	0.24 acres (10,454 sqft)
Owner	Company Name on File
Last Sale	$850,000 (Jun 2026)
Tax Bill	$6,667 (2026)
Deeds & Mortgages	Nov 2024 Line of Credit Jun 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0325-001-015-00`

Property Details

APN / Parcel Number

Primary APN	`0325-001-015-00`
Alternative APNs	`270325-001-015-00` `25270310150008` `252703101500` `1000824`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,704 sqft Living Area
1st Floor Area	1,704 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Detached
Garage Area	1,040 sqft
Parking Spaces	4 Parking Spaces
Porch	Sundeck
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	1000824
Street Address	1015 SPRUCE ST
City	EDMONDS
State	WA
Zip	98020-3334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	SEC 25 TWP 27 RGE 03 BAAP 680FT E & 174FT S OF NW COR NW1/4 NE1/4 TH S 74FT TH E 40FT TH S 108FT M/L TO N LN CO RD TH E ALG N LN SD CO RD 120FT TO TPB TH N01*36 00E 177.40FT M/L TAP 180FT S OF N LN SD NW1/4 NE1/4 TH E ON A LN PLT & 180FT DIST FR SD N
Legal Range	03
Legal Township	27
Legal Section	25
Legal Block	251
Legal Lot Number	15
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EDMONDS
Census Block Group	4
Census Block	4007
Census Tract	50402

Owner

1015 Spruce St is owned by a company that bought it in June 2026.

Source: Snohomish County records, as of September 18, 2026

Owner of Record	Company Name on File
Mailing Address	20308 84TH PL W, EDMONDS, WA 98026-6606
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 11, 2026	Warranty Deed, Transfer · Construction Mortgage RAIN CITY CAPITAL/OR LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2026 · Amount on File
Deed Sale	Jun 11, 2026 · Amount on File
Deed Document Number	2026369
Prior Transfer Date	Dec 27, 2002
Prior Transfer Doc	0000000082
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	1015 SPRUCE ST, EDMONDS, WA 98020-3334
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 SPRUCE ST, EDMONDS, WA 98020-3334

Mortgage

Document Number	0000000171
Date	Nov 12, 2024
Instrument	202411120171

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Jun 11, 2026
Property Address	1015 SPRUCE ST, EDMONDS, WA 98020-3334
Document Number	0000000369
Instrument Date	Jun 9, 2026
Instrument	2026369
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE COMPANY OF

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,433,190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	20308 84TH PL W, EDMONDS, WA 98026-6606

Mortgage

Document Number	0000000370,
Date	Jun 11, 2026
Instrument	202611370

Lender

Name	RAIN CITY CAPITAL/OR LLC

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 1, 2027

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 1015 Spruce St was $6,667.

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Edmonds City
Unified School District	Edmonds School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,667.00	$827,100 Land $626,000 Building $201,100	$827,100 Land $626,000 Building $201,100
2023	$5,657.00	$822,500 Land $590,000 Building $232,500	$822,500 Land $590,000 Building $232,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1015 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1015 Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDMONDS serves 34,065 people · EPA ID WA5322500
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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