1010 Spruce St, Edmonds, WA 98020 Property Records

Snohomish County property record for 1010 Spruce St, Edmonds, WA 98020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,746 sqft · built 1962
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$765,000 (Sep 2020)
Tax Bill	$7,120 (2026)
Deeds & Mortgages	Jul 2021 Line of Credit Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0325-001-032-00`

Property Details

APN / Parcel Number

Primary APN	`0325-001-032-00`
Alternative APNs	`270325-001-032-00` `25270310320007` `252703103200` `1000841`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Units	3 Units
Stories	3 Stories
Building Area	1,746 sqft Living Area
Gross Area	2,022 sqft
1st Floor Area	1,218 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Tri-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	276 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	1000841
Street Address	1010 SPRUCE ST
City	EDMONDS
State	WA
Zip	98020-3334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-8
Legal Description	SEC 25 TWP 27 RGE 03 RT-140D-1) BAAP 626FT S & 720FT E OF N 1/4 COR OF SEC TH E 130FT TH S 70FT TH W130FT TH N 70FT TO TPB
Legal Range	03
Legal Township	27
Legal Section	25
Legal Block	251
Legal Lot Number	32
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EDMONDS
Census Block Group	3
Census Block	3007
Census Tract	50402

Owner

Source: Snohomish County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1010 SPRUCE ST, EDMONDS, WA 98020-3334
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · Line of Credit ADVANTIS CU
Sep 28, 2020	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON FED'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2020 · Amount on Record
Deed Sale	Sep 28, 2020 · Amount on Record
Prior Sale	Sep 28, 2020 · Amount on Record
Deed Document Number	2020281593
Prior Transfer Date	Dec 5, 2013
Prior Transfer Doc	0000000486
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	1010 SPRUCE ST, EDMONDS, WA 98020-3334
Transaction Type	Mortgage
Record Updated	Jul 15, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202107060574
Date	Jul 6, 2021
Instrument	202107060574

Lender

Name	ADVANTIS CU
Type	Credit Union
Address	PORTLAND, OR 97293

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Sep 28, 2020
Property Address	1010 SPRUCE ST, EDMONDS, WA 98020-3334
Document Number	0000001593
Instrument Date	Sep 22, 2020
Instrument	202009281593
Transaction Type	Transfer
Record Updated	May 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,722.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001594
Date	Sep 28, 2020
Instrument	202009281594

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	1010 SPRUCE ST, EDMONDS, WA 98020-3334
Document Number	0000000462
Instrument Date	Aug 20, 2020
Transaction Type	Mortgage
Record Updated	Oct 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 SPRUCE ST EDMONDS WA 980203334, EDMONDS, WA 98020-3334

Mortgage

Document Number	0000000462
Date	Aug 26, 2020
Instrument	202008260462

Lender

Name	WASHINGTON FED'L BK
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2050

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Edmonds City
Unified School District	Edmonds School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,120.00 (+19.99%)	$885,100 (+2.58%) Land $647,000 Building $238,100	$885,100 (+2.58%) Land $647,000 Building $238,100
2023	$5,934.00	$862,800 Land $604,000 Building $258,800	$862,800 Land $604,000 Building $258,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2013–2016)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDMONDS serves 34,065 people · EPA ID WA5322500
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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