1015 Smith Chapel Rd, Monroe, GA 30656 Property Records

Barrow County property record for 1015 Smith Chapel Rd, Monroe, GA 30656

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,240 sqft · built 1980
Lot Size	1.38 acres (60,113 sqft)
Owner	Individual Name on Record
Last Sale	$258,000 (Apr 2026)
Tax Bill	$1,309 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`XX109 026`

Property Details

APN / Parcel Number

Primary APN	`XX109 026`
Alternative APN	`6465`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,240 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	60,113 sqft (1.38 acres)
Lot Dimensions	200 ft deep x 100 ft wide

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Patio Area	330 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6465
Street Address	1015 SMITH CHAPEL RD
City	MONROE
State	GA
Zip	30656-3520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	1015 SMITH CHAPEL RD
Legal Subdivision	LAKE VICTRON
Jurisdiction	BARROW GA
Township / Civil Division	BETHLEHEM
Census Block Group	2
Census Block	2011
Census Tract	180502

Owner

Source: Barrow County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1015 SMITH CHAPEL RD, MONROE, GA 30656-3520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Warranty Deed, Transfer · VA Mortgage CMG HOME LOANS
Apr 14, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage CMV HOME LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2026 · Amount on Record
Deed Sale	Apr 14, 2026 · Amount on Record
Prior Sale	Mar 30, 2026 · Amount on Record
Deed Book / Page	3043 / 567
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BARROW GA
Recording Date	Mar 30, 2026
Property Address	1015 SMITH CHAPEL RD, MONROE, GA 30656-3520
Document Number	0003038/99
Book / Page	3038 / 99
Instrument Date	Mar 27, 2026
Transaction Type	Transfer
Record Updated	May 4, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2.58
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 SMITH CHAPEL RD, MONROE, GA 30656-3520

Mortgage

Document Number	0003038101
Date	Mar 30, 2026
Instrument	3038/101

Lender

Name	CMG HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2056

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BARROW GA
Recording Date	Apr 14, 2026
Property Address	1015 SMITH CHAPEL RD, MONROE, GA 30656-3520
Document Number	3043000567
Book / Page	3043 / 567
Instrument Date	Mar 27, 2026
Transaction Type	Transfer
Record Updated	Jul 27, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 SMITH CHAPEL RD, MONROE, GA 30656-3520

Mortgage

Document Number	3043000569,
Date	Apr 14, 2026
Book Page	3043/569

Lender

Name	CMV HOME LOANS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

Tax Assessment & Valuation

Source: Barrow County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Barrow County
Unified School District	Barrow County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,309.00 (-10.22%) Homeowner's exemption	$57,275 (+5.87%) Land $20,000 Building $37,275	$143,187 (+5.87%) Land $50,000 Building $93,187
2023	$1,458.00 (+43.65%) Homeowner's exemption	$54,098 (+40.07%) Land $18,000 Building $36,098	$135,246 (+40.07%) Land $45,000 Building $90,246
2022	$1,015.00 Homeowner's exemption	$38,623 Land $18,000 Building $20,623	$96,557 Land $45,000 Building $51,557

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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