1004 Smith Chapel Rd, Monroe, GA 30656 Property Records

Barrow County property record for 1004 Smith Chapel Rd, Monroe, GA 30656

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,453 sqft · built 2019
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on Record
Last Sale	$264,900 (Dec 2019)
Tax Bill	$3,958 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2019 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`XX109 029`

Property Details

APN / Parcel Number

Primary APN	`XX109 029`
Alternative APN	`6466`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,453 sqft Heated Area
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Siding
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	45,738 sqft (1.05 acres)
Terrain	Rolling
Garage Area	462 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6466
Street Address	1004 SMITH CHAPEL RD
City	MONROE
State	GA
Zip	30656-3519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 1
Legal Subdivision	THE SPRINGS OF CHATEAU BLK A PHASE I
Legal Tract	1
Jurisdiction	BARROW GA
Township / Civil Division	BETHLEHEM
Census Block Group	2
Census Block	2010
Census Tract	180502

Owner

Source: Barrow County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1004 SMITH CHAPEL RD, MONROE, GA 30656-3519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ
Dec 31, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage HOMESTAR FIN'L
Oct 2, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI HOMESTAR FIN'L
Sep 12, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI HOMESTAR FIN'L
Mar 15, 2019	Grant Deed, Construction Loan · Construction Mortgage AMERIS BK
Nov 30, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2019 · Amount on Record
Deed Sale	Dec 30, 2019 · Amount on Record
Prior Sale	Sep 27, 2019 · Amount on Record
Deed Document Number	0000229316
Deed Book / Page	2293 / 16
Last Transfer Date	Dec 31, 2019
Transfer Doc	0022930016
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARROW GA
Property Address	1004 SMITH CHAPEL RD, MONROE, GA 30656-3519
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 SMITH CHAPEL RD, MONROE, GA 30656-3519

Mortgage

Document Number	0025700000000406
Date	Oct 22, 2021
Book Page	0000002570/0000000406

Lender

Name	NEWREZ

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

December 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BARROW GA
Recording Date	Dec 31, 2019
Property Address	1004 SMITH CHAPEL RD, MONROE, GA 30656-3519
Document Number	0022930016
Book / Page	002293 / 000016
Instrument Date	Dec 30, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 SMITH CHAPEL RD MONROE GA 30656, MONROE, GA 30656

Mortgage

Document Number	22930017
Date	Dec 31, 2019
Book Page	002293/000017

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2049

October 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BARROW GA
Recording Date	Oct 2, 2019
Property Address	1004 SMITH CHAPEL RD, MONROE, GA 30656-3519
Document Number	0022650236
Book / Page	002265 / 000236
Instrument Date	Sep 27, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	MANNING GIN RD MONROE GA 30656, MONROE, GA 30656

Mortgage

Document Number	22650237
Date	Oct 2, 2019
Book Page	002265/000237

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

September 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BARROW GA
Recording Date	Sep 12, 2019
Property Address	1004 SMITH CHAPEL RD, MONROE, GA 30656-3519
Document Number	0022590028
Book / Page	002259 / 000028
Instrument Date	Sep 9, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	MANNING GIN RD MONROE GA 30656, MONROE, GA 30656

Mortgage

Document Number	22590029
Date	Sep 12, 2019
Book Page	002259/000029

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2049

March 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	BARROW GA
Recording Date	Mar 15, 2019
Property Address	1004 SMITH CHAPEL RD, MONROE, GA 30656-3519
Document Number	0022060504
Book / Page	002206 / 000504
Instrument Date	Mar 7, 2019
Transaction Type	Construction Loan
Record Updated	Apr 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$210.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	MANNING GIN RD MONROE GA 30656, MONROE, GA 30656

Mortgage

Document Number	22060505
Date	Mar 15, 2019
Book Page	002206/000505

Lender

Name	AMERIS BK
Type	Bank
Address	1755 N BROWN RD # 275, LAWRENCEVILLE, GA 30043-8194

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 14, 2020

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BARROW GA
Recording Date	Nov 30, 2018
Property Address	1004 SMITH CHAPEL RD, MONROE, GA 30656-3519
Document Number	0021840387
Book / Page	002184 / 000387
Instrument Date	Nov 29, 2018
Transaction Type	Transfer
Record Updated	Dec 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$125.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	MANNING GIN RD MONROE GA 30656, MONROE, GA 30656

Tax Assessment & Valuation

Source: Barrow County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Barrow County
Unified School District	Barrow County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,958.00 (-12.43%) Homeowner's exemption	$170,025 (+3.99%) Land $20,000 Building $150,025	$425,062 (+3.99%) Land $50,000 Building $375,062
2023	$4,520.00 (+45.06%) Homeowner's exemption	$163,508 (+37.98%) Land $18,000 Building $145,508	$408,771 (+37.99%) Land $45,000 Building $363,771
2022	$3,116.00 Homeowner's exemption	$118,497 Land $18,000 Building $100,497	$296,242 Land $45,000 Building $251,242

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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