1015 Optimum Ln, Springfield, TN 37172 Property Records

Robertson County property record for 1015 Optimum Ln, Springfield, TN 37172

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,126 sqft · built 1995
Lot Size	0.91 acres (39,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Jun 2021)
Tax Bill	$1,667 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`074093F A 00700`

Property Details

APN / Parcel Number

Primary APN	`074093F A 00700`
Alternative APNs	`096H A 01000 000` `093F A 00700`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,126 sqft Living Area
1st Floor Area	2,126 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2013
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	39,473 sqft (0.91 acres)
Terrain	Rolling
Driveway	Driveway
Driveway Area	1,048 sqft

Exterior Amenities

Porch	Slab
Porch Area	92 sqft
Deck Area	200 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1015 OPTIMUM LN
City	SPRINGFIELD
State	TN
Zip	37172-6386
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	B JUNIOR HILLS 10 96H A 096H 010.00 000
Legal Subdivision	B JUNIOR HILLS
Legal Lot Number	10
Jurisdiction	ROBERTSON TN
Township / Civil Division	3
Census Block Group	2
Census Block	2052
Census Tract	80104

Owner

Source: Robertson County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1015 OPTIMUM LN, SPRINGFIELD, TN 37172-6386
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK & TRUST CO
Jun 7, 2021	Warranty Deed, Transfer · Conventional Mortgage THE HOME LOAN EXPERT LLC
Oct 6, 2017	Warranty Deed, Transfer · VA Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2021 · Amount on Record
Deed Sale	Jun 7, 2021 · Amount on Record
Prior Sale	Oct 6, 2017 · Amount on Record
Deed Document Number	2021383304
Deed Book / Page	2076 / 929
Transfer Doc	923900
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBERTSON TN
Property Address	1015 OPTIMUM LN, SPRINGFIELD, TN 37172-6386
Transaction Type	Mortgage
Record Updated	Aug 28, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002267229
Date	Aug 1, 2023
Book Page	2267/229
Instrument	418937

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jul 24, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROBERTSON TN
Recording Date	Jun 7, 2021
Property Address	1015 OPTIMUM LN, SPRINGFIELD, TN 37172-6386
Document Number	0002076929
Book / Page	2076 / 929
Map Reference	MB 9 PG 76
Instrument Date	Jun 4, 2021
Instrument	383304
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	WAGON WHEEL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 OPTIMUM LN, SPRINGFIELD, TN 37172-6386

Mortgage

Document Number	0002076932
Date	Jun 7, 2021
Instrument	2076/932

Lender

Name	THE HOME LOAN EXPERT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROBERTSON TN
Recording Date	Oct 6, 2017
Property Address	1015 OPTIMUM LN, SPRINGFIELD, TN 37172-6386
Document Number	0001768286
Book / Page	1768 / 286
Map Reference	MB9 PG76
Instrument Date	Aug 19, 2017
Instrument	322442
Transaction Type	Transfer
Record Updated	Feb 15, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$976.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 OPTIMUM LN, SPRINGFIELD, TN 37172-6386

Mortgage

Document Number	0000322443
Date	Oct 6, 2017
Instrument	322443

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Robertson County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Robertson County
Unified School District	Robertson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,667.00 (+7.76%)	$92,625 (-) Land $18,750 Building $73,875
2023		$92,625 (+41.9%) Land $18,750 Building $73,875	$370,500 (+41.9%) Land $75,000 Building $295,500
2022		$65,275 Land $6,200 Building $59,075	$261,100 Land $24,800 Building $236,300
2018	$1,547.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cumberland Connect Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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