1001 Optimum Ln, Springfield, TN 37172 Property Records

Robertson County property record for 1001 Optimum Ln, Springfield, TN 37172

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,034 sqft · built 1995
Lot Size	1 acres (43,913 sqft)
Owner	2 Individual Names on File
Last Sale	$481,900 (Aug 2022)
Tax Bill	$1,726 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`074093F A 01000`

Property Details

APN / Parcel Number

Primary APN	`074093F A 01000`
Alternative APNs	`096H A 00300 000` `093F A 01000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,034 sqft Living Area
1st Floor Area	885 sqft
Upper Floors Area	520 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2016
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,913 sqft (1 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	500 sqft
Driveway	Driveway
Driveway Area	1,160 sqft
Parking Spaces	2 Parking Spaces
Pool Area	684 sqft
Porch	Slab
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1001 OPTIMUM LN
City	SPRINGFIELD
State	TN
Zip	37172-6386
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	B JUNIOR HILLS 3 96H A 096H 003.00 000
Legal Subdivision	B JUNIOR HILLS
Legal Lot Number	3
Jurisdiction	ROBERTSON TN
Township / Civil Division	3
Census Block Group	2
Census Block	2052
Census Tract	80104

Owner

1001 Optimum Ln is owned and occupied by two individuals who bought it in August 2022.

Source: Robertson County records, as of June 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1001 OPTIMUM LN, SPRINGFIELD, TN 37172-6386
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT
Aug 24, 2022	Warranty Deed, Transfer · FHA Mortgage NORTHERN MORTGAGE SERVICES LLC
Jun 27, 2018	Warranty Deed, Transfer · Conventional with PMI ACOPIA
Jul 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2022 · Amount on File
Deed Sale	Aug 24, 2022 · Amount on File
Prior Sale	Jun 27, 2018 · Amount on File
Deed Document Number	2022406043
Deed Book / Page	2201 / 625
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBERTSON TN
Recording Date	Jun 2, 2026
Property Address	1001 OPTIMUM LN, SPRINGFIELD, TN 37172-6386
Document Number	0000458663
Book / Page	2490 / 966
Instrument Date	Mar 16, 2026
Instrument	2026458663
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 OPTIMUM LN, SPRINGFIELD, TN 37172-6386

Mortgage

Document Number	0000458663,
Date	Jun 2, 2026
Book Page	2490/966
Instrument	2026458663

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.09%
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROBERTSON TN
Recording Date	Aug 24, 2022
Property Address	1001 OPTIMUM LN, SPRINGFIELD, TN 37172-6386
Document Number	0002201625
Book / Page	2201 / 625
Map Reference	MB 6 PG 78
Instrument Date	Aug 17, 2022
Instrument	406043
Transaction Type	Transfer
Record Updated	Oct 12, 2022
Title Company	HIGHLAND CMNTY TITLE LLC, HIGHLAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,783.03
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 OPTIMUM LN, SPRINGFIELD, TN 37172-6386

Mortgage

Document Number	0022010628
Date	Aug 24, 2022
Instrument	2201-0628

Lender

Name	NORTHERN MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2032

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROBERTSON TN
Recording Date	Jun 27, 2018
Property Address	1001 OPTIMUM LN, SPRINGFIELD, TN 37172-6386
Document Number	18175
Book / Page	001817 / 000005
Instrument Date	Jun 25, 2018
Instrument	333171
Transaction Type	Transfer
Record Updated	Jul 11, 2018
Title Company	CBC TITLE AND ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,072.63
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 OPTIMUM LN SPRINGFIELD TN 371726386, SPRINGFIELD, TN 37172-6386

Mortgage

Document Number	18177
Date	Jun 27, 2018
Book Page	001817/000007
Instrument	333172

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2048

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBERTSON TN
Property Address	1001 OPTIMUM LN, SPRINGFIELD, TN 37172-6386
Document Number	1757428
Book / Page	001757 / 000428
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1001 OPTIMUM LN SPRINGFIELD TN 371726386, SPRINGFIELD, TN 37172-6386

Mortgage

Document Number	1757428
Date	Aug 10, 2017
Book Page	001757/000428
Instrument	320078

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 9, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 1001 Optimum Ln was $1,726.

Source: Robertson County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Robertson County
Unified School District	Robertson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,726.00	$95,875 Land $18,750 Building $77,125
2023		$95,875 (+47.84%) Land $18,750 Building $77,125	$383,500 (+47.84%) Land $75,000 Building $308,500
2022		$64,850 Land $6,200 Building $58,650	$259,400 Land $24,800 Building $234,600
2018	$1,670.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1001 Optimum Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1001 Optimum Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cumberland Connect Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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