1015 N Westyn Loop, Forest, VA 24551 Property Records

Bedford County property record for 1015 N Westyn Loop, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on Record
Last Sale	$339,900 (Dec 2023)
Tax Bill	$1,529 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`116 27 43`

Property Details

APN / Parcel Number

Primary APN	`116 27 43`
Alternative APN	`90513180`

Exterior

Lot Area	2,614 sqft (0.06 acres)

Location & Zoning

Street Address	1015 N WESTYN LOOP
City	FOREST
State	VA
Zip	24551-5074
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JEFFERSON MANOR LOT 43 PB 62/59
Legal Subdivision	CONTAINING 0.055 ACRE
Legal Lot Number	43
Jurisdiction	BEDFORD VA
Township / Civil Division	7
Census Block Group	2
Census Block	2013
Census Tract	30103

Owner

Source: Bedford County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1015 N WESTYN LOOP, FOREST, VA 24551-5074
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK
Dec 27, 2023	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2023 · Amount on Record
Deed Sale	Dec 27, 2023 · Amount on Record
Prior Sale	Jun 2, 2022 · Amount on Record
Deed Document Number	202310673
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Recording Date	Apr 15, 2026
Property Address	1015 N WESTYN LOOP, FOREST, VA 24551-5074
Document Number	0000003288
Instrument Date	Apr 11, 2026
Instrument	20263288
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1221 HELMSDALE DR, FOREST, VA 24551-4826
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003288,
Date	Apr 15, 2026
Instrument	20263288

Lender

Name	FIRST FEDERAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.5%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Dec 27, 2023
Property Address	1015 N WESTYN LOOP, FOREST, VA 24551-5074
Document Number	0230010673
Instrument Date	Dec 18, 2023
Instrument	230010673
Transaction Type	Transfer
Record Updated	Jan 31, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 N WESTYN LOOP, FOREST, VA 24551-5074
Investor	Possibly a Property Investor

Mortgage

Document Number	0230010674
Date	Dec 27, 2023
Instrument	230010674

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,529.00 (+28.7%)	$373,000 (+157.42%) Land $40,000 Building $333,000
2023	$1,188.00 Additional exemption filed	$144,900	$373,000 Land $40,000 Building $333,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1985–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Glo Fiber Cable · Fiber in parts of the area	1,200 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Xfinity.

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