St. Clair County property record for 1015 Matthew Dr, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,032 sqft · built 1980 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $390,000 (Apr 2023) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2023 Sale & Mortgage + 1 more |
| APN | 04-32-0-205-007 |
| Primary APN | 04-32-0-205-007 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Building Area | 2,032 sqft Living Area |
| Upper Floors Area | 52 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Mixed |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Deck Area | 216 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|
| Street Address | 1015 MATTHEW DR |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-2830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK TREE ESTATES 2NDADDITION LOT/SEC-51 A02778568 |
| Legal Subdivision | OAK TREE ESTATES |
| Legal Block | 205 |
| Legal Lot Number | 51 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 504352 |
Source: St. Clair County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1015 MATTHEW DR, O FALLON, IL 62269-2830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2026 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 13, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jul 19, 2022 | Executor's Deed, Construction Loan · Construction Mortgage BANK OF OFALLON |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 13, 2023 · Amount on Record |
| Deed Sale | Apr 13, 2023 · Amount on Record |
| Prior Sale | Jul 19, 2022 · Amount on Record |
| Deed Document Number | 20232778568 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Apr 2, 2026 |
| Property Address | 1015 MATTHEW DR, O FALLON, IL 62269-2830 |
| Document Number | 0002879294 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 20262879294 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1015 MATTHEW DR, O FALLON, IL 62269-2830 |
| Investor | Possibly a Property Investor |
| Document Number | 0002879294, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 20262879294 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Apr 13, 2023 |
| Property Address | 1015 MATTHEW DR, O FALLON, IL 62269-2830 |
| Document Number | 0A02778568 |
| Map Reference | MB 71 PG 7 |
| Instrument Date | Apr 12, 2023 |
| Instrument | A02778568 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2023 |
| Title Company | ADVANCE TITLE SOLUTIONS INC, ADVANCED TITLE SOLUTIONS INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1015 MATTHEW DR, O FALLON, IL 62269-2830 |
| Investor | Possibly a Property Investor |
| Document Number | 0A02778569 |
|---|---|
| Date | Apr 13, 2023 |
| Instrument | A02778569 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.99% |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Jul 19, 2022 |
| Property Address | 1015 MATTHEW DR, O FALLON, IL 62269-2830 |
| Document Number | 0A02753550 |
| Map Reference | MB 71 PG 7 |
| Instrument Date | Jul 7, 2022 |
| Instrument | A02753550 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 3, 2022 |
| Title Company | FIRST AMERICAN |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 303 EMILY DR, O FALLON, IL 62269-1300 |
| Document Number | 0A02753551 |
|---|---|
| Date | Jul 19, 2022 |
| Instrument | A02753551 |
| Name | BANK OF OFALLON |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | Apr 14, 2023 |
| Rate | 5% |
|---|
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $101,581 (+9.62%) Land $12,613 Building $88,968 | $304,743 (+9.62%) Land $37,839 Building $266,904 |
| 2024 | $92,666 (+22.55%) Land $11,506 Building $81,160 | $277,998 (+22.55%) Land $34,518 Building $243,480 |
| 2022 | $75,614 Land $9,389 Building $66,225 | $226,842 Land $28,167 Building $198,675 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | O FALLON serves 46,603 people · EPA ID IL1631100 |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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