1012 Matthew Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 1012 Matthew Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,037 sqft · built 1983
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$291,000 (Jun 2025)
Tax Bill	$6,072 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2021 Sale & Mortgage
APN	`04-32-0-204-016`

Property Details

APN / Parcel Number

Primary APN	`04-32-0-204-016`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,037 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1990
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Mixed
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	164 sqft
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1012 MATTHEW DR
City	O FALLON
State	IL
Zip	62269-2829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK TREE ESTATES 2NDADDITION LOT/SEC-66 A02851563
Legal Subdivision	OAK TREE ESTATES
Legal Block	204
Legal Lot Number	66
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1006
Census Tract	504352

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1012 MATTHEW DR, O FALLON, IL 62269-2829
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Sep 16, 2021	Executor's Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2025 · Amount on Record
Deed Sale	Jun 23, 2025 · Amount on Record
Prior Sale	Sep 16, 2021 · Amount on Record
Deed Document Number	20252851563
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1012 MATTHEW DR, O FALLON, IL 62269-2829
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 MATTHEW DR, O FALLON, IL 62269-2829

Mortgage

Document Number	0A02876985
Date	Mar 11, 2026
Instrument	A02876985

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.49%

September 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 16, 2021
Property Address	1012 MATTHEW DR, O FALLON, IL 62269-2829
Document Number	A02716734
Map Reference	MB 71 PG 7
Instrument Date	Sep 13, 2021
Instrument	A02716734
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	ADVANCED TITLE SOLUTIONS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 MATTHEW DR, O FALLON, IL 62269-2829

Mortgage

Document Number	A02716735
Date	Sep 16, 2021
Instrument	A02716735

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.44%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,072.00 (+8.39%)	$84,249 (+9.62%) Land $12,564 Building $71,685	$252,747 (+9.62%) Land $37,692 Building $215,055
2024	$5,602.00	$76,855 (+22.55%) Land $11,461 Building $65,394	$230,565 (+22.55%) Land $34,383 Building $196,182
2022		$62,712 Land $9,352 Building $53,360	$188,136 Land $28,056 Building $160,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon.

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