948 Main St, #50, Ramona, CA 92065 Property Records

San Diego County property record for 948 Main St, #50, Ramona, CA 92065

Property Summary

Property Type	Mixed Use Store/Office
Details	1,460 sqft · built 1947
Lot Size	0.171 acres (7,466 sqft)
Owner	Company Name on Record
Last Sale	$4,300,000 (Jul 2024)
Tax Bill	$7,233 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`281-281-14-00`

Property Details

APN / Parcel Number

Primary APN	`281-281-14-00`

Interior

Building Area	1,460 sqft Total Area
Gross Area	980 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	7,466 sqft (0.171 acres)

Location & Zoning

Street Address	948 MAIN ST, 50
City	RAMONA
State	CA
Zip	92065-1934
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Store/Office
Local Zoning Code	RMV5
Legal Description	BLK 57 LOT 7 TR 000644
Legal Subdivision	RAMONA
Legal Tract	000644
Legal Block	57
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	3
Census Block	3020
Census Tract	20813

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7514 GIRARD AVE, 1604, LA JOLLA, CA 92037-5149
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2017	Deed of Trust, Mortgage · Commercial Mortgage TALIMAR FINANCIAL INC
Mar 3, 2017	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY OF CHRIST
May 25, 2018	Grant Deed, Transfer WFB NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2024 · Amount on Record
Deed Sale	Jul 17, 2024 · Amount on Record
Prior Sale	May 25, 2018 · Amount on Record
Deed Document Number	2024182375
Prior Transfer Date	Oct 31, 2013
Prior Transfer Doc	0000667494
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	948 MAIN ST, RAMONA, CA 92065-1934
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	TICOR TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101181
Date	Mar 3, 2017
Instrument	2017-0101181

Lender

Name	TALIMAR FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	948 MAIN ST, RAMONA, CA 92065-1934
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	TICOR TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101182
Date	Mar 3, 2017
Instrument	2017-0101182

Lender

Name	COMMUNITY OF CHRIST
Type	Non-Lending Institution
Address	INDEPENDENCE, MO 64050

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 25, 2018
Property Address	948 MAIN ST, RAMONA, CA 92065-1934
Document Number	0000213621
Instrument Date	May 15, 2018
Instrument	213621
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,585.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 13553 LA JOLLA CA 920393553, LA JOLLA, CA 92039-3553

Mortgage

Document Number	213622
Date	May 25, 2018
Instrument	213622

Lender

Name	WFB NA
Address	500 LA TERRAZA BLVD # 200, ESCONDIDO, CA 92025-3875

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$596,700 (+2%) Land $357,000 Building $239,700
2025	$7,233.00 (+140.14%)	$585,000 (+221.08%) Land $350,000 Building $235,000
2024	$3,012.00 (+8.35%)
2023	$2,780.00 (-5.25%)	$182,198 Land $98,427 Building $83,771
2022	$2,934.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures