1015 Longstream Ct, Bel Air, MD 21014 Property Records

Harford County property record for 1015 Longstream Ct, Bel Air, MD 21014

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,240 sqft · built 1992
Lot Size	1.47 acres (64,033 sqft)
Owner	2 Individual Names on File
Last Sale	$645,000 (Aug 2023)
Tax Bill	$5,217 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jun 2019 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`03-246191`

Property Details

APN / Parcel Number

Primary APN	`03-246191`
Alternative APNs	`3246191` `246191`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,240 sqft Total Area
Basement Area	810 sqft
Finished Basement	810 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	64,033 sqft (1.47 acres)
Garage Type	Mixed
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft
Deck Area	396 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	246191
Street Address	1015 LONGSTREAM CT
City	BEL AIR
State	MD
Zip	21014-2580
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 17 1.471 AC 1015 LONGSTREAM COURT LONGMEADOW PT 62/40
Legal Subdivision	LONGMEADOW 03
Legal Lot Number	17
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	4
Census Block	4004
Census Tract	303603

Owner

1015 Longstream Ct is owned and occupied by two individuals who bought it in August 2023.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1015 LONGSTREAM CT, BEL AIR, MD 21014-2580
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
May 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2023 · Amount on File
Deed Sale	Aug 11, 2023 · Amount on File
Prior Sale	Dec 30, 2005 · Amount on File
Deed Book / Page	16000 / 338
Record Updated	Oct 29, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Aug 11, 2023
Property Address	1015 LONGSTREAM CT, BEL AIR, MD 21014-2580
Document Number	0160000338
Book / Page	16000 / 338
Map Reference	MB 62 FO 40
Instrument Date	Jul 28, 2023
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	BLACK OAK TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,612.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1015 LONGSTREAM CT, BEL AIR, MD 21014-2580

Mortgage

Document Number	0160000346
Date	Aug 11, 2023
Instrument	16000-0346

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1015 LONGSTREAM CT, BEL AIR, MD 21014-2580
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0133050313
Date	Jun 13, 2019
Book Page	13305/0313

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1015 LONGSTREAM CT, BEL AIR, MD 21014-2580
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0138380004
Date	May 7, 2020
Book Page	13838/4

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1015 LONGSTREAM CT, BEL AIR, MD 21014-2580
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149450113
Date	Aug 9, 2021
Book Page	14945/113

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 1015 Longstream Ct was $5,217 with a homeowner's exemption, up 21.4% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,217.00 (+21.44%) Homeowner's exemption	$478,733	$607,000 Land $124,000 Building $483,000
2025	$4,296.00 Homeowner's exemption
2023		$373,867 (+5.76%)	$414,600 (+17.28%) Land $124,000 Building $290,600
2022	$3,852.00 (-3.26%)	$353,500 Land $124,000 Building $229,500	$353,500 Land $124,000 Building $229,500
2021	$3,982.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1015 Longstream Ct in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1984)
Most Recent Claim	Jul 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1015 Longstream Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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