1010 Longstream Ct, Bel Air, MD 21014 Property Records

Harford County property record for 1010 Longstream Ct, Bel Air, MD 21014

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,285 sqft · built 1993
Lot Size	0.247 acres (10,759 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (May 2021)
Tax Bill	$5,178 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-246086`

Property Details

APN / Parcel Number

Primary APN	`03-246086`
Alternative APNs	`3246086` `246086`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,285 sqft Total Area
Basement Area	660 sqft
Finished Basement	660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,759 sqft (0.247 acres)
Garage Type	Mixed
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	147 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	246086
Street Address	1010 LONGSTREAM CT
City	BEL AIR
State	MD
Zip	21014-2579
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 12 .247 AC 1010 LONGSTREAM COURT LONGMEADOW PT 62/39
Legal Subdivision	LONGMEADOW
Legal Lot Number	12
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	4
Census Block	4004
Census Tract	303603

Owner

1010 Longstream Ct is owned and occupied by two individuals who bought it in May 2021.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1010 LONGSTREAM CT, BEL AIR, MD 21014-2579
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · Line of Credit BALTIMORE COUNTY EMPLOYEES FCU
May 17, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2021 · Amount on File
Deed Sale	May 17, 2021 · Amount on File
Prior Sale	Oct 18, 1993 · Amount on File
Deed Book / Page	14755 / 109
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1010 LONGSTREAM CT, BEL AIR, MD 21014-2579
Transaction Type	Mortgage
Record Updated	Nov 11, 2022
Title Company	CTN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0157140345
Date	Oct 24, 2022
Book Page	15714/345

Lender

Name	BALTIMORE COUNTY EMPLOYEES FCU
Type	Credit Union
Address	TOWSON, MD 21204

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 30, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARFORD MD
Recording Date	May 17, 2021
Property Address	1010 LONGSTREAM CT, BEL AIR, MD 21014-2579
Document Number	0147550109
Book / Page	14755 / 109
Map Reference	MB 62 FO 39
Instrument Date	May 13, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	AMERICAS TITLE GROUP, AMERICAS TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9 KILBEGGAN GRN, NOTTINGHAM, MD 21236-2251

Mortgage

Document Number	0014755115
Date	May 17, 2021
Instrument	14755/115

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1010 Longstream Ct was $5,178, up 16% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,178.00 (+16.02%)	$475,167	$535,500 Land $115,100 Building $420,400
2025	$4,463.00
2023		$374,067	$445,000 Land $115,100 Building $329,900
2022	$3,690.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1010 Longstream Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1984)
Most Recent Claim	Jul 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1010 Longstream Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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