1015 Jefferson Ave, Petoskey, MI 49770 Property Records

Emmet County property record for 1015 Jefferson Ave, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,070 sqft · built 1940
Lot Size	0.17 acres (7,414 sqft)
Owner	2 Company Names on File
Last Sale	$184,000 (Nov 2019)
Tax Bill	$3,270 (2024)
Deeds & Mortgages	Jan 2023 Sale Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-19-05-302-021`

Property Details

APN / Parcel Number

Primary APN	`52-19-05-302-021`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,070 sqft Living Area
1st Floor Area	856 sqft
Basement Area	856 sqft
Unfinished Basement	856 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	7,414 sqft (0.17 acres)
Garage Area	288 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1015 JEFFERSON AVE
City	PETOSKEY
State	MI
Zip	49770-3031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP R-2
Legal Description	QUINLAN & FOCHTMAN'S ADD. LOT 23 & S 5' OF LOT 24 BLK 3. NOTE HOME IMP ACT SECTION 5, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	05
Legal Subdivision	QUINLAN & FOCHTMANS ADD
Legal Block	3
Legal Lot Number	23-24
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	2
Census Block	2024
Census Tract	970700

Owner

1015 Jefferson Ave is owned by a company that acquired it in January 2023 and is owner-occupied.

Source: Emmet County records, as of October 20, 2026

Owner of Record	2 Company Names on File
Mailing Address	1015 JEFFERSON AVE, PETOSKEY, MI 49770-3031
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Warranty Deed, Transfer
Jul 3, 2017	Deed of Trust, Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN
Nov 1, 2019	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2019 · Amount on File
Deed Sale	Nov 1, 2019 · Amount on File
Prior Sale	Oct 5, 2016 · Amount on File
Deed Document Number	20195169528
Deed Book / Page	1216 / 607
Last Transfer Date	Jan 25, 2023
Transfer Doc	001249/865
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jan 30, 2023
Property Address	1015 JEFFERSON AVE, PETOSKEY, MI 49770-3031
Document Number	001249/865
Book / Page	1249 / 865
Instrument Date	Jan 25, 2023
Instrument	5202851
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 JEFFERSON AVE, PETOSKEY, MI 49770-3031

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	1015 JEFFERSON AVE, PETOSKEY, MI 49770-3031
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01196/0009
Date	Jul 3, 2017
Book Page	1196/0009
Instrument	5148883

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN
Type	Bank
Address	CHEBOYGAN, MI 49721

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Nov 1, 2019
Property Address	1015 JEFFERSON AVE, PETOSKEY, MI 49770-3031
Document Number	001216/607
Book / Page	1216 / 607
Instrument Date	Oct 24, 2019
Instrument	5169528
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 JEFFERSON AVE, PETOSKEY, MI 49770-3031

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,200 (+8.23%) Land $172,200	$344,400 (+8.23%) Land $344,400
2025		$159,100 Land $159,100	$318,200 Land $318,200
2024	$3,270.00
2023		$117,200 Land $117,200	$234,400 Land $234,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1015 Jefferson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1015 Jefferson Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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