Emmet County property record for 1012 Jefferson Ave, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.091 acres (4,002 sqft) |
| Owner | Individual Name on File |
| Last Sale | $377,000 (Jul 2026) |
| Tax Bill | $3,608 (2024) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Feb 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-05-302-017 |
| Primary APN | 52-19-05-302-017 |
|---|
| Lot Area | 4,002 sqft (0.091 acres) |
|---|
| Street Address | 1012 JEFFERSON AVE |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-3032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | COP R-2 |
| Legal Description | QUINLAN & FOCHTMAN'S ADD., E 85.3 FT OF LOT 3, BLK 2 OF SD PLAT. SECTION 5, T34N, R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 05 |
| Legal Subdivision | QUINLAN AND FOCHTMANS ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 970800 |
Source: Emmet County assessment roll, APN 52-19-05-302-017, as of July 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 63 CROCKETT CT, GYPSUM, CO 81637-5063 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2026 | Warranty Deed, Transfer LAKE MICHIGAN CREDIT UNION |
| Feb 13, 2018 | Deed of Trust, Mortgage PNC MORTGAGE |
| Sep 15, 2021 | Quit Claim Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BANK |
| Feb 13, 2018 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 23, 2026 · Amount on Record |
| Deed Sale | Jul 23, 2026 · Amount on Record |
| Prior Sale | Jul 23, 2026 · Amount on Record |
| Deed Document Number | 20265229629 |
| Deed Book / Page | 1276 / 575 |
| Prior Transfer Date | Feb 06, 2021 |
| Prior Transfer Doc | 1237/110 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Jul 23, 2026 |
| Property Address | 1012 JEFFERSON AVE, PETOSKEY, MI 49770-3032 |
| Document Number | 0005229629 |
| Book / Page | 1276 / 575 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 20265229629 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2026 |
| Title Company | TALON TITLE AGENCY, TALON TITLE & ESCROW AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $41,884.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 63 CROCKETT CT, GYPSUM, CO 81637-5063 |
| Document Number | 0005229630, |
|---|---|
| Date | Jul 23, 2026 |
| Book Page | 1276/576 |
| Instrument | 20265229630 |
| Name | LAKE MICHIGAN CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 1012 JEFFERSON AVE, PETOSKEY, MI 49770-3032 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001201/0000000280 |
|---|---|
| Date | Feb 13, 2018 |
| Book Page | 0000001201/0000000280 |
| Instrument | 000005154178 |
| Name | PNC MORTGAGE |
|---|---|
| Type | Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 359 Months |
| Due | Jan 01, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Sep 15, 2021 |
| Property Address | 1012 JEFFERSON AVE, PETOSKEY, MI 49770-3032 |
| Document Number | 1237/110 |
| Book / Page | 1237 / 110 |
| Instrument Date | Feb 06, 2021 |
| Instrument | 5190071 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1012 JEFFERSON AVE, PETOSKEY, MI 49770-3032 |
| Document Number | 5190072 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 5190072 |
| Name | JP MORGAN CHASE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Feb 13, 2018 |
| Property Address | 1012 JEFFERSON AVE, PETOSKEY, MI 49770-3032 |
| Document Number | 1201/279 |
| Book / Page | 1201 / 279 |
| Instrument Date | Feb 09, 2018 |
| Instrument | 000005154177 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 29 ELM CT, GROSSE POINTE FARMS, MI 48236-3710 |
Source: Emmet County assessment roll as of July 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $200,700 (+11.25%) Land $200,700 | $401,400 (+11.25%) Land $401,400 | |
| 2025 | $180,400 (+38.13%) Land $180,400 | $360,800 (+38.13%) Land $360,800 | |
| 2024 | $3,608.00 | ||
| 2023 | $130,600 Land $130,600 | $261,200 Land $261,200 |
Source: FEMA National Flood Hazard Layer, Emmet County (26047C), as of May 31, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 508 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Source: EPA Safe Drinking Water Information System, water system MI0005300, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF PETOSKEY serves 8,979 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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