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1015 Howard Ave, San Mateo, CA 94401 Property Records

San Mateo County property record for 1015 Howard Ave, San Mateo, CA 94401

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details1,950 sqft · built 1950
Lot Size0.118 acres (5,150 sqft)
Owner2 Company Names on Record
Last Sale$1,400,000 (Oct 2025)
Tax Bill$17,204 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Aug 2023 Sale
Flood ZoneZone X (reduced by levee)
APN029-311-080

Property Details

APN / Parcel Number

Primary APN029-311-080

Interior

Building Area1,950 sqft Gross Area

Exterior

Lot Area5,150 sqft (0.118 acres)

Location & Zoning

Street Address1015 HOWARD AVE
CitySAN MATEO
StateCA
Zip94401-1116
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeCH00C4
Legal DescriptionPARCEL 17 ASSESSORS MAP OF BURLINGAME INVEST CO 4.88 AC TRACT
Legal SubdivisionBURLINGAME INVEST CO 4.88 AC TRACT
Legal Lot Number18
JurisdictionSAN MATEO CA
Township / Civil DivisionSAN MATEO
Census Block Group3
Census Block3002
Census Tract606000

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1700 INDUSTRIAL RD, F, SAN CARLOS, CA 94070-4156
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2025Grant Deed, Transfer · Commercial Mortgage
DAVID & KRISTINA L ALFARO FAMILY TR
Aug 31, 2023Grant Deed, Transfer
FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2025 · Amount on Record
Deed SaleOct 31, 2025 · Amount on Record
Prior SaleAug 31, 2023 · Amount on Record
Deed Document Number202558280
Prior Transfer DateAug 24, 2023
Prior Transfer Doc0000042271
Record UpdatedSep 20, 2026

October 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateOct 31, 2025
Property Address1015 HOWARD AVE, SAN MATEO, CA 94401-1116
Document Number0000058280
Map ReferenceMB 247 PG 442
Instrument DateOct 24, 2025
Instrument2025-058280
Transaction TypeTransfer
Record UpdatedDec 3, 2025
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,540.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1700 INDUSTRIAL RD STE F, F, SAN CARLOS, CA 94070-4156

Mortgage

Document Number0000058281
DateOct 31, 2025
Instrument2025-058281
Lender
NameDAVID & KRISTINA L ALFARO FAMILY TR
TypePrivate Party
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

August 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateAug 31, 2023
Property Address1015 HOWARD AVE, SAN MATEO, CA 94401-1116
Document Number0000042272
Map ReferenceMB 247 PG 442
Instrument DateAug 29, 2023
Instrument2023-042272
Transaction TypeTransfer
Record UpdatedOct 5, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$7,930.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
AddressPO BOX 2094, BURLINGAME, CA 94011-2094

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalitySan Mateo City
Elementary School DistrictSan Mateo-Foster City Elementary School District (KG - 08)
Secondary School DistrictSan Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,400,000 (+5.58%) Land $960,000 Building $440,000
2025$17,204.00 (+2.27%)$1,326,000 (+545.8%) Land $1,050,600 Building $275,400
2024$16,822.00 (+291.57%)
2023$4,296.00 (+2.21%)$205,326 Land $34,351 Building $170,975
2022$4,203.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2021)
Most Recent ClaimOct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALIFORNIA WATER SERVICE - SAN MATEO
private · serves 103,536 people · EPA ID CA4110008
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Sonic Telecom
Fiber		1,000 / 1,000
Unwired
Fixed Wireless		300 / 25
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Etheric Networks, GeoLinks.

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