1015 Harbor View Rd, Charleston, SC 29412 Property Records

Charleston County property record for 1015 Harbor View Rd, Charleston, SC 29412

Property Summary

Property Type	Commercial
Details	2,380 sqft · built 1987
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$190,400 (Feb 2017)
Tax Bill	$12,208 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Feb 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`428-16-00-065`

Property Details

APN / Parcel Number

Primary APN	`428-16-00-065`

Interior

Stories	1 Story
Building Area	2,380 sqft Total Area
1st Floor Area	2,380 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Terrain	High

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	1015 HARBOR VIEW RD
City	CHARLESTON
State	SC
Zip	29412-4205
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SUBDIVISION NAME -LAWTON BLUFF DESCRIPTION -BUSINESS DISTRICT SECTION 12 SITE NAME -SMITH'S MARTINIZING
Legal Subdivision	LAWTON BLUFF
Jurisdiction	CHARLESTON SC
Township / Civil Division	JAMES ISLAND
Census Block Group	3
Census Block	3020
Census Tract	2006

Owner

1015 Harbor View Rd, a commercial property, is owned by an individual who acquired it in March 2025.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1910 ESSEX FARMS DR, CHARLESTON, SC 29414-6660
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Feb 16, 2017	Grant Deed, Transfer · Conventional Mortgage RUSSELL A SMITH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2017 · Amount on File
Deed Sale	Feb 16, 2017 · Amount on File
Prior Sale	Feb 16, 2017 · Amount on File
Deed Book / Page	617 / 875
Last Transfer Date	Mar 31, 2025
Transfer Doc	0013080990
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1015 HARBOR VIEW RD, CHARLESTON, SC 29412-4205
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011130693
Date	Jun 2, 2022
Book Page	1113/693

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	CHARLESTON, SC 29407

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	May 31, 2027

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Feb 16, 2017
Property Address	1015 HARBOR VIEW RD, CHARLESTON, SC 29412-4205
Document Number	0617/0873
Book / Page	000617 / 000873
Instrument Date	Feb 14, 2017
Transaction Type	Transfer
Record Updated	Mar 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$238.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	519 STONEBRIDGE WAY CHARLESTON SC 294128331, CHARLESTON, SC 29412-8331

Mortgage

Document Number	617/0875
Date	Feb 16, 2017
Book Page	000617/000875

Lender

Name	RUSSELL A SMITH
Address	3050 OLD POND RD, JOHNS ISLAND, SC 29455-3202
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1015 Harbor View Rd was $12,208, up 1.4% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,208.00 (+1.39%)	$715,185 (+1,816.87%) Land $240,085 Building $475,100	$771,300 Land $296,200 Building $475,100
2024	$12,041.00	$37,310
2022	$4,480.00	$16,640	$277,325 Land $185,125 Building $92,200
2020			$621,900 Land $200,000 Building $421,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1015 Harbor View Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 269 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	281 units insured incl. 12 condo units
Nearby Flood Claims	95 (1989–2024)
Claims Outside the SFHA	41 of 95
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Severe Storms And Flooding, Oct 2015 · 28 claims Hurricane Hugo, Sep 1989 · 47 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1015 Harbor View Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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