1012 Harbor View Rd, Charleston, SC 29412 Property Records

Charleston County property record for 1012 Harbor View Rd, Charleston, SC 29412

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,416 sqft · built 1999
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Apr 2018)
Tax Bill	$2,125 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`426-11-00-371`

Property Details

APN / Parcel Number

Primary APN	`426-11-00-371`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	4 Units
Stories	2 Stories
Building Area	1,416 sqft Living Area
1st Floor Area	668 sqft
Upper Floors Area	748 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Townhouse
Lot Area	3,049 sqft (0.07 acres)
Porch	Porch
Porch Area	110 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1012 HARBOR VIEW RD
City	CHARLESTON
State	SC
Zip	29412-4200
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	MAPPLATB S17 MAPPLATP 0124 SUBDIVISIONNAME LAWTON BLUFF BLOCK AC SEC 6 LOT 11-B
Legal Subdivision	LAWTON BLUFF SUBDIVISION
Legal Block	AC
Legal Lot Number	11-B
Jurisdiction	CHARLESTON SC
Township / Civil Division	JAMES ISLAND
Census Block Group	2
Census Block	2005
Census Tract	2007

Owner

1012 Harbor View Rd, a townhouse, is owned by an individual who bought it in April 2018.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1012 HARBOR VIEW RD, B, CHARLESTON, SC 29412-4200
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLIED MORTGAGE GROUP INC
Jan 15, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Apr 12, 2018	Deed of Trust, Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2018 · Amount on File
Deed Sale	Apr 18, 2018 · Amount on File
Deed Book / Page	712 / 311
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1012 HARBOR VIEW RD # 11-B, 11-B, CHARLESTON, SC 29412-4200
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09700415
Date	Mar 12, 2021
Book Page	970/415

Lender

Name	ALLIED MORTGAGE GROUP INC
Type	Mortgage Company
Address	BALA CYNWYD, PA 19004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1012 HARBOR VIEW RD # 11-B, 11-B, CHARLESTON, SC 29412-4200
Document Number	0861/0067
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	May 5, 2020
Title Company	ALTA TITLE INSURANCE COMMITMENT, ALTA TITLE INS COMMITMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 HARBOR VIEW RD #B CHARLESTON SC 294124200, B, CHARLESTON, SC 29412-4200

Mortgage

Document Number	0861/0067
Date	Feb 19, 2020
Book Page	000861/000067

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Feb 18, 2035

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1012 HARBOR VIEW RD # 11-B, 11-B, CHARLESTON, SC 29412-4200
Document Number	0712/0312
Instrument Date	Apr 12, 2018
Transaction Type	Mortgage
Record Updated	May 9, 2018
Title Company	SOUTHEASTERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 HARBOR VIEW RD #B CHARLESTON SC 294124200, B, CHARLESTON, SC 29412-4200

Mortgage

Document Number	0712/0312
Date	Apr 18, 2018
Book Page	000712/000312

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 17, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 1012 Harbor View Rd was $2,125, up 14.6% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,125.00 (+14.56%)	$276,000 (+2,538.62%) Land $27,700 Building $248,300	$351,000 Land $27,700 Building $323,300
2024	$1,855.00	$10,460
2022	$1,704.00	$10,460	$240,000 Land $50,000 Building $190,000
2020			$240,000 Land $50,000 Building $190,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1012 Harbor View Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 619 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	624 units insured incl. 5 condo units
Nearby Flood Claims	189 (1987–2023)
Claims Outside the SFHA	5 of 189
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 10 claims Severe Storms And Flooding, Oct 2015 · 9 claims Hurricane Hugo, Sep 1989 · 146 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1012 Harbor View Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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