1015 E Franklin St, Monroe, NC 28112 Property Records

Union County property record for 1015 E Franklin St, Monroe, NC 28112 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1921
Square Footage	2,880 sqft Living Area
Lot Size	11,935 sqft (0.274 acres)
Occupancy	Owner Occupied
Last Sale	$6,000 (2003)
Tax Bill	$4,838.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`09-195-132`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	4 Rooms
Building Area	2,880 sqft Living Area
Gross Area	4,554 sqft Gross Area
1st Floor	1,200 sqft 1st Floor
Basement Area	1,674 sqft Basement
Unfinished Basement	1,674 sqft Unfinished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Conventional Style
Exterior Material	Wood Siding Exterior
Construction Type	Wood Construction
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	11,935 sqft (0.274 acres)
Porch Area	718 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	1015 E FRANKLIN ST
City	MONROE
State	NC
Zip	28112-5027
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	LAKE
Legal Subdivision	CLEVELAND HEIGHTS
Jurisdiction	UNION NC
Minor Civil Division	MONROE
Census Blockgroup	1
Census Block	1019
Census Tract	20602

Owner

Source: Union County records · APN 09-195-132

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1015 E FRANKLIN ST, MONROE, NC 28112-5027
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 09, 2003 · Amount on Record
Deed Sale	Jul 09, 2003 · Amount on Record
Deed Doc Number	200332086
Deed Book / Page	3131 / 422
Record Refreshed	Jun 08, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1015 E FRANKLIN ST, MONROE, NC 28112-5027
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6989616
Date	Aug 07, 2017
Book Page	6989/616
Instrument	0022732

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	MONROE, NC 28112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2047

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,838.00 (+75.54%)	$553,500 (+118.95%) Land $52,700 Building $500,800	$553,500 (+118.95%) Land $52,700 Building $500,800
2023	$2,756.00	$252,800 Land $12,500 Building $240,300	$252,800 Land $12,500 Building $240,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.