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1010 E Franklin St, Monroe, NC 28112 Property Records

Union County property record for 1010 E Franklin St, Monroe, NC 28112 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1956
Square Footage1,536 sqft Living Area
Lot Size42,689 sqft (0.98 acres)
OccupancyOwner Occupied
Last Sale$200,000 (2025)
Tax Bill$1,994.00 (2025)

Property Details

APN / Parcel Number

Primary APN09-195-128

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,536 sqft Living Area
Gross Area1,984 sqft Gross Area
1st Floor1,536 sqft 1st Floor
Basement Area616 sqft Basement
Unfinished Basement616 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleConventional Style
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Foundation TypeNo Foundation Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area42,689 sqft (0.98 acres)
Porch1 Porch
Porch Area168 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address1010 E FRANKLIN ST
CityMONROE
StateNC
Zip28112-5026
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal Description8991-0316
Legal Subdivision2909940
JurisdictionUNION NC
Minor Civil DivisionMONROE
Census Blockgroup1
Census Block1044
Census Tract20602

Owner

Source: Union County records · APN 09-195-128

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1010 E FRANKLIN ST, MONROE, NC 28112-5026
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2025Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 30, 2018Deed of Trust, Mortgage · Building or Construction Mortgage
BERKADIA COMMERCIAL MORTGAGE LLC
Aug 20, 2018Grant Deed, Transfer
PREMIUM TITLE INC, PREMIUM TITLE SVC INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 10, 2025 · Amount on Record
Deed SaleMar 10, 2025 · Amount on Record
Prior SaleMar 18, 2013 · Amount on Record
Deed Doc Number20255598
Deed Book / Page9075 / 439
Prior Transfer DateOct 03, 2024
Prior Transfer Doc0008991316
Record RefreshedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address1010 E FRANKLIN ST, MONROE, NC 28112-5026
Transaction TypeMortgage
Record UpdatedNov 05, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1010 E FRANKLIN ST, MONROE, NC 28112-5026

Mortgage

Document Number0009227403
DateOct 22, 2025
Book Page9227/403
Instrument27625
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address1010 E FRANKLIN ST, MONROE, NC 28112-5026
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007226184
DateAug 30, 2018
Book Page7226/184
Instrument0024686
Lender
NameBERKADIA COMMERCIAL MORTGAGE LLC
TypeMortgage Company
AddressAMBLER, PA 19002
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term121 Months
DueSep 01, 2028

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionUNION NC
Recording DateAug 20, 2018
Property Address1010 E FRANKLIN ST, MONROE, NC 28112-5026
Document Number7219293
Book / Page007219 / 000293
Instrument DateAug 06, 2018
Instrument23495
Transaction TypeTransfer
Record UpdatedJan 15, 2019
Title CompanyPREMIUM TITLE INC, PREMIUM TITLE SVC INC

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5100 TAMARIND REEF CHRISTIANSTED VI 008204849, CHRISTIANSTED, VI 00820-4849
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,994.00 (+2.36%)$228,200 (+27.7%) Land $40,200 Building $188,000$228,200 (+27.7%) Land $40,200 Building $188,000
2023$1,948.00$178,700 Land $23,200 Building $155,500$178,700 Land $23,200 Building $155,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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