1015 Custer St, Oak Harbor, WA 98277 Property Records

Island County property record for 1015 Custer St, Oak Harbor, WA 98277

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,465 sqft · built 1978
Lot Size2.49 acres (108,464 sqft)
Owner2 Individual Names on File
Tax Bill$3,687 (2026)
Flood ZoneZone X (minimal risk)
APNR13221-286-1121

Property Details

APN / Parcel Number

Primary APNR13221-286-1121
Alternative APN
  • 491621

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,465 sqft Living Area
Gross Area1,789 sqft
1st Floor Area1,465 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1982
Exterior MaterialHardboard/Plywood
Construction TypeWood
Foundation TypeConcrete
Roof MaterialAsphalt
Lot Area108,464 sqft (2.49 acres)
Garage TypeAttached
Garage Area324 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area15 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address1015 CUSTER ST
CityOAK HARBOR
StateWA
Zip98277-8201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code20
Legal DescriptionREPLACES 276-0840 4 - IN GL7 BG INTER ALLYSON ST & ELN ROLLING HILLS #1 S1W1298 TPB S1W 100 S88E170 S65E377.71 S88E170 N1E219.70 N88W 698.62 TPB
Legal Range1E
Legal Township32N
Legal Section21
JurisdictionISLAND WA
Township / Civil DivisionCENTRAL WHIDBEY ISLAND
Census Block Group2
Census Block2001
Census Tract971000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Central Whidbey Island Historic District
listed 1973 · 398 contributing resources · NRIS 73001869

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1015 Custer St is owned and occupied by two individuals.

Source: Island County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address1015 CUSTER ST, OAK HARBOR, WA 98277-8201
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 1015 Custer St was $3,687.

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

TypeName
StateWashington
CountyIsland County
Unified School DistrictOak Harbor School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,687.00
2025$474,265 Land $307,873 Building $166,392$474,265 Land $307,873 Building $166,392
2023$3,086.00$445,912 (+8.24%) Land $270,000 Building $175,912$445,912 (+8.24%) Land $270,000 Building $175,912
2022$411,983 Land $250,000 Building $161,983$411,983 Land $250,000 Building $161,983

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1015 Custer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1015 Custer St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS CUSTER ESTATES WATER ASSN
private · serves 194 people · EPA ID WA5317035
Water SourceGroundwater
Last State InspectionMay 2021
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
May 2017
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50

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