1091 Custer St, Oak Harbor, WA 98277 Property Records

Island County property record for 1091 Custer St, Oak Harbor, WA 98277

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,214 sqft · built 1988
Lot Size2.44 acres (106,286 sqft)
Owner2 Individual Names on File
Last Sale$180,280 (Dec 2013)
Tax Bill$4,064 (2026)
Flood ZoneZone X (minimal risk)
APNR13221-380-1150

Property Details

APN / Parcel Number

Primary APNR13221-380-1150
Alternative APN
  • 467426

Interior

Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,214 sqft Living Area
Gross Area1,697 sqft
1st Floor Area1,214 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1991
Exterior MaterialHardboard/Plywood
Construction TypeWood
Foundation TypeConcrete
Roof MaterialAsphalt
Lot Area106,286 sqft (2.44 acres)
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area194 sqft

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
Heating FuelElectric

Location & Zoning

Street Address1091 CUSTER ST
CityOAK HARBOR
StateWA
Zip98277-8201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code20
Legal DescriptionIN GL7 BG INTER ALLYSON ST & ELY LN ROLLING HILLS #1 S1W347 TPB S1W70 S88 E140 S63E427.57 S88E170 N1E247 N88W699.68 TPB EX E30 FR 375 100 (TR 1B SP77-44 AF#324986)
Legal Range1E
Legal Township32N
Legal Section21
Legal SubdivisionISLAND COUNTY SHORT 77-4
Legal Tract1B
Legal Lot Number1B
JurisdictionISLAND WA
Township / Civil DivisionCENTRAL WHIDBEY ISLAND
Census Block Group2
Census Block2001
Census Tract971000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Central Whidbey Island Historic District
listed 1973 · 398 contributing resources · NRIS 73001869

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1091 Custer St is owned and occupied by two individuals who bought it in December 2013.

Source: Island County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address1091 CUSTER ST, OAK HARBOR, WA 98277-8201
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2013 · Amount on File
Deed SaleDec 19, 2013 · Amount on File
Deed Document Number20134352891
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 1091 Custer St was $4,064.

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

TypeName
StateWashington
CountyIsland County
Unified School DistrictOak Harbor School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,064.00
2025$523,646 Land $306,544 Building $217,102$523,646 Land $306,544 Building $217,102
2023$3,284.00$475,860 (+8.41%) Land $270,000 Building $205,860$475,860 (+8.41%) Land $270,000 Building $205,860
2022$438,951 Land $250,000 Building $188,951$438,951 Land $250,000 Building $188,951

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1091 Custer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1091 Custer St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS CUSTER ESTATES WATER ASSN
private · serves 194 people · EPA ID WA5317035
Water SourceGroundwater
Last State InspectionMay 2021
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
May 2017
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Custer St

Nearby Streets

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