1015 Coves Pointe Ln, Sparta, TN 38583 Property Records

DeKalb County property record for 1015 Coves Pointe Ln, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,274 sqft · built 2019
Lot Size	3.39 acres (147,668 sqft)
Owner	Individual Name on File
Last Sale	$72,500 (Jul 2016)
Tax Bill	$3,616 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021067 10000`

Property Details

APN / Parcel Number

Primary APN	`021067 10000`
Alternative APN	`067 10000`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	4,274 sqft Living Area
1st Floor Area	4,274 sqft
Basement Area	2,137 sqft
Finished Basement	2,137 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	147,668 sqft (3.39 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	651 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	966 sqft
Deck Area	98 sqft
Patio Area	202 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1015 COVES POINTE LN
City	SPARTA
State	TN
Zip	38583-2911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 14; SUBDIVISION: MOUNTAIN HARBOR COVES IV
Legal Subdivision	MOUNTAIN HARBOR COVES IV
Legal Lot Number	12
Jurisdiction	DE KALB TN
Township / Civil Division	5
Census Block Group	2
Census Block	2041
Census Tract	920101

Owner

Source: DeKalb County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1015 COVES POINTE LN, SPARTA, TN 38583-2911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Dec 20, 2019	Deed of Trust, Mortgage FIRSTBANK
May 29, 2018	Deed of Trust, Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2016 · Amount on File
Deed Sale	Jul 19, 2016 · Amount on File
Prior Sale	Feb 16, 2003 · Amount on File
Deed Document Number	0000398375
Deed Book / Page	398 / 375
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Property Address	1015 COVES POINTE LN, SPARTA, TN 38583-2911
Document Number	0000194825
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 COVES POINTE LN SPARTA TN 385832911, SPARTA, TN 38583-2911

Mortgage

Document Number	0000194825
Date	Nov 25, 2020
Book Page	000480/000364
Instrument	194825

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 24, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Property Address	1015 COVES POINTE LN, SPARTA, TN 38583-2911
Document Number	0000190209
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 COVES POINTE LN SPARTA TN 385832911, SPARTA, TN 38583-2911

Mortgage

Document Number	0000190209
Date	Dec 30, 2019
Book Page	000458/000287
Instrument	190209

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 29, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Property Address	1015 COVES POINTE LN, SPARTA, TN 38583-2911
Document Number	0000183237
Instrument Date	May 29, 2018
Transaction Type	Mortgage
Record Updated	Feb 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 COVES POINT RD SPARTA TN 38583, SPARTA, TN 38583

Mortgage

Document Number	0000183237
Date	Jun 5, 2018
Book Page	000428/000600
Instrument	183237

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jun 4, 2019

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	DeKalb County
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,616.00 (+45.05%)	$144,050 (-) Land $19,225 Building $124,825
2023		$144,050 (-) Land $19,225 Building $124,825
2022	$2,493.00	$144,050 Land $19,225 Building $124,825	$576,200 (-) Land $76,900 Building $499,300
2021			$576,200 Land $76,900 Building $499,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEWHITE UTILITY DISTRICT serves 8,467 people · EPA ID TN0000190
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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