1000 Coves Pointe Ln, Sparta, TN 38583 Property Records

DeKalb County property record for 1000 Coves Pointe Ln, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 5,161 sqft · built 2020
Lot Size	4.43 acres (192,971 sqft)
Owner	Company Name on Record
Last Sale	$89,000 (Jun 2016)
Tax Bill	$4,163 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021067 10100`

Property Details

APN / Parcel Number

Primary APN	`021067 10100`
Alternative APN	`067 10100`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	3 Stories
Building Area	5,161 sqft Living Area
1st Floor Area	4,720 sqft
Upper Floors Area	1,470 sqft
Basement Area	2,360 sqft
Finished Basement	2,360 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	192,971 sqft (4.43 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1000 COVES POINTE LN
City	SPARTA
State	TN
Zip	38583-2910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 14; SUBDIVISION: MOUNTAIN HARBOR COVES IV
Legal Subdivision	MOUNTAIN HARBOR COVES IV
Legal Lot Number	13
Jurisdiction	DE KALB TN
Township / Civil Division	5
Census Block Group	2
Census Block	2041
Census Tract	920101

Owner

Source: DeKalb County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2135 HARTLAND RD, FRANKLIN, TN 37069-6409
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCE
Jun 12, 2018	Deed of Trust, Mortgage WILSON & TR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2016 · Amount on Record
Deed Sale	Jun 20, 2016 · Amount on Record
Deed Book / Page	396 / 831
Last Transfer Date	Feb 7, 2025
Transfer Doc	0005880411
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Property Address	1000 COVES POINTE LN, SPARTA, TN 38583-2910
Transaction Type	Mortgage
Record Updated	Apr 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 COVES POINTE LN, SPARTA, TN 38583-2910

Mortgage

Document Number	0005200000000322
Date	Mar 11, 2022
Book Page	0000000520/0000000322
Instrument	202620

Lender

Name	AMERICAN FINANCE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Property Address	1000 COVES POINTE LN, SPARTA, TN 38583-2910
Document Number	0000183456
Instrument Date	Jun 12, 2018
Transaction Type	Mortgage
Record Updated	Feb 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 COVES POINTE RD SPARTA TN 38583, SPARTA, TN 38583

Mortgage

Document Number	0000183456
Date	Jun 25, 2018
Book Page	000429/000522
Instrument	183456

Lender

Name	WILSON & TR BK

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jun 24, 2019

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	DeKalb County
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,163.00 (+45%)	$165,850 (-) Land $22,700 Building $143,150
2023		$165,850 (-) Land $22,700 Building $143,150
2022	$2,871.00	$165,850 Land $22,700 Building $143,150	$663,400 (-) Land $90,800 Building $572,600
2021			$663,400 Land $90,800 Building $572,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEWHITE UTILITY DISTRICT serves 8,467 people · EPA ID TN0000190
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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