1015 Cottage Ln, Hercules, CA 94547 Property Records

Contra Costa County property record for 1015 Cottage Ln, Hercules, CA 94547

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,322 sqft · built 2003
Lot Size	0.066 acres (2,880 sqft)
Owner	2 Individual Names on Record
Last Sale	$865,000 (Jan 2024)
Tax Bill	$13,094 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage May 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`404-630-031-7`

Property Details

APN / Parcel Number

Primary APN	`404-630-031-7`
Alternative APN	`404-630-031`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,322 sqft Living Area
1st Floor Area	1,154 sqft
2nd Floor Area	1,168 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	2,880 sqft (0.066 acres)
Garage Type	Attached
Garage Area	433 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1015 COTTAGE LN
City	HERCULES
State	CA
Zip	94547-2701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8511 L31
Legal Subdivision	SUBDIVISION 8511
Legal Tract	8511
Legal Lot Number	31
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1009
Census Tract	359105

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1015 COTTAGE LN, HERCULES, CA 94547-2701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2024	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 21, 2020	Grant Deed, Transfer OLD REPUBLIC TITLE COMPANY
May 21, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
May 21, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2024 · Amount on Record
Deed Sale	Jan 9, 2024 · Amount on Record
Prior Sale	May 21, 2020 · Amount on Record
Deed Document Number	20242468
Prior Transfer Date	May 15, 2020
Prior Transfer Doc	0000097201
Record Updated	Sep 20, 2026

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 9, 2024
Property Address	1015 COTTAGE LN, HERCULES, CA 94547-2701
Document Number	0000002468
Map Reference	MB 452 PG 35
Instrument Date	Jan 7, 2024
Instrument	2024-002468
Transaction Type	Transfer
Record Updated	Jan 18, 2024
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1015 COTTAGE LN, HERCULES, CA 94547-2701

Mortgage

Document Number	0000002469
Date	Jan 9, 2024
Instrument	2024-002469

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 21, 2020
Property Address	1015 COTTAGE LN, HERCULES, CA 94547-2701
Document Number	0000097199
Map Reference	MB 452 PG 35
Instrument Date	May 18, 2020
Instrument	2020-097199
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1015 COTTAGE LN, HERCULES, CA 94547-2701

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 21, 2020
Property Address	1015 COTTAGE LN, HERCULES, CA 94547-2701
Document Number	0000097201
Instrument Date	May 15, 2020
Instrument	97201
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1015 COTTAGE LN HERCULES CA 945472701, HERCULES, CA 94547-2701

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 21, 2020
Property Address	1015 COTTAGE LN, HERCULES, CA 94547-2701
Document Number	0000097200
Instrument Date	May 15, 2020
Instrument	97200
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1015 COTTAGE LN HERCULES CA 945472701, HERCULES, CA 94547-2701

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Hercules City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$899,946 (+2%) Land $416,160 Building $483,786
2025	$13,094.00 (+23.47%)	$882,300 (+24.9%) Land $408,000 Building $474,300
2023	$10,605.00 (+1.11%)	$706,389 Land $283,817 Building $422,572
2022	$10,489.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Cottage Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures