Contra Costa County property record for 1036 Cottage Ln, Hercules, CA 94547
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,514 sqft · built 2003 |
| Lot Size | 0.066 acres (2,880 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $84,000 (Oct 2015) |
| Tax Bill | $7,027 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 404-630-010-1 |
| Primary APN | 404-630-010-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,514 sqft Living Area |
| 1st Floor Area | 1,130 sqft |
| 2nd Floor Area | 1,384 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 2,880 sqft (0.066 acres) |
| Garage Type | Attached |
| Garage Area | 429 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Street Address | 1036 COTTAGE LN |
|---|---|
| City | HERCULES |
| State | CA |
| Zip | 94547-2700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T8511 L10 |
| Legal Subdivision | SUBDIVISION 8511 |
| Legal Tract | 8511 |
| Legal Lot Number | 10 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 359105 |
1036 Cottage Ln is owned and occupied by two individuals who acquired it in September 2016.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1036 COTTAGE LN, HERCULES, CA 94547-2700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2015 · Amount on File |
| Deed Sale | Oct 28, 2015 · Amount on File |
| Prior Sale | Oct 18, 2011 · Amount on File |
| Deed Document Number | 2015226540 |
| Last Transfer Date | Sep 8, 2016 |
| Transfer Doc | 0000188834 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1036 COTTAGE LN, HERCULES, CA 94547-2700 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000116087 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 2020-116087 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Jul 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.95% |
| Max Rate At Change | 10.9% |
| Index | 1-Year CMT |
| Max Rate | 10.9% |
The 2025 property tax bill for 1036 Cottage Ln was $7,027.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Hercules City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $417,011 (+2%) Land $99,927 Building $317,084 | |
| 2025 | $7,027.00 | $408,835 Land $97,968 Building $310,867 |
| 2023 | $6,606.00 (+1.13%) | $392,962 Land $94,165 Building $298,797 |
| 2022 | $6,532.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1036 Cottage Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1036 Cottage Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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