1015 College St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 1015 College St, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,285 sqft · built 1928
Lot Size	0.227 acres (9,900 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Jul 2026)
Tax Bill	$2,596 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8914-11-484-005`

Property Details

APN / Parcel Number

Primary APN	`8914-11-484-005`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,285 sqft Living Area
1st Floor Area	952 sqft
Attic	Attic
Attic Area	333 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,900 sqft (0.227 acres)
Lot Dimensions	132 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	195 sqft
Deck Area	272 sqft
Patio Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1015 COLLEGE ST
City	CEDAR FALLS
State	IA
Zip	50613-2541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GAFFNEYS REPLAT LOT 6 S 1/2 LOT 7
Legal Range	14W
Legal Township	89N
Legal Section	11
Legal Subdivision	GAFFNEYS REPLAT
Legal Tract	7
Legal Lot Number	6,7
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	5
Census Block	5031
Census Tract	2200

Owner

1015 College St is owned and occupied by an individual who bought it in July 2026.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1015 COLLEGE ST, CEDAR FALLS, IA 50613-2541
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Warranty Deed, Transfer · Conventional Mortgage FARMERS STATE BANK
Feb 29, 2024	Warranty Deed, Transfer · Conventional Mortgage COLLINS COMMUNITY CU
May 4, 2021	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2026 · Amount on File
Deed Sale	Jul 10, 2026 · Amount on File
Prior Sale	Feb 29, 2024 · Amount on File
Deed Document Number	202610320
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 10, 2026
Property Address	1015 COLLEGE ST, CEDAR FALLS, IA 50613-2541
Document Number	0000010320
Instrument Date	Jul 10, 2026
Instrument	202610320
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,199.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 COLLEGE ST, CEDAR FALLS, IA 50613-2541

Mortgage

Document Number	0000010321,
Date	Jul 10, 2026
Instrument	202610321

Lender

Name	FARMERS STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 29, 2024
Property Address	1015 COLLEGE ST, CEDAR FALLS, IA 50613-2541
Document Number	202400010606
Instrument Date	Feb 23, 2024
Instrument	202400010606
Transaction Type	Transfer
Record Updated	Apr 5, 2024

Transaction

Amount	Amount on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 COLLEGE ST, CEDAR FALLS, IA 50613-2541

Mortgage

Document Number	202400010607
Date	Feb 29, 2024
Instrument	202400010607

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Mortgage

Document Number	202400010607
Date	Feb 29, 2024
Instrument	202400010607

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	1005 BLAIRS FERRY RD NE, CEDAR RAPIDS, IA 52402

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 4, 2021
Property Address	1015 COLLEGE ST, CEDAR FALLS, IA 50613-2541
Document Number	202100023174
Instrument Date	Apr 29, 2021
Instrument	202100023174
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 COLLEGE ST, CEDAR FALLS, IA 50613-2541

Mortgage

Document Number	202100023175
Date	May 4, 2021
Instrument	202100023175

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1015 College St was $2,596, up 1.2% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,596.00 (+1.25%)	$172,970 Land $51,450 Building $121,520	$172,970 Land $51,450 Building $121,520
2024	$2,564.00
2023		$159,370 (+24.25%) Land $33,080 Building $126,290	$159,370 Land $33,080 Building $126,290
2022	$2,368.00	$128,270 Land $33,080 Building $95,190
2021			$128,270 Land $33,080 Building $95,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1015 College St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1015 College St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

Nearby Properties on College St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures