1003 College St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 1003 College St, Cedar Falls, IA 50613

Property Summary

Property Type	Duplex
Details	3 bd · 3 ba · 2,027 sqft · built 1928
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on File
Last Sale	$143,000 (Nov 2022)
Tax Bill	$3,608 (2025)
Deeds & Mortgages	Nov 2022 Sale Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8914-11-484-003`

Property Details

APN / Parcel Number

Primary APN	`8914-11-484-003`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,027 sqft Total Area
1st Floor Area	952 sqft
Attic	Attic
Attic Area	524 sqft
Basement Area	1,503 sqft
Finished Basement	350 sqft
Unfinished Basement	1,503 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Duplex Single
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Exterior Amenities

Porch	Slab
Porch Area	177 sqft
Deck Area	Deck Area
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	1003 COLLEGE ST
City	CEDAR FALLS
State	IA
Zip	50613-2541
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	GAFFNEYS REPLAT LOT 9
Legal Range	14W
Legal Township	89N
Legal Section	11
Legal Subdivision	GAFFNEYS REPLAT
Legal Lot Number	9
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	5
Census Block	5031
Census Tract	2200

Owner

1003 College St, a duplex, is owned by a company that bought it in November 2022.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Company Name on File
Mailing Address	45 E AIRLINE HWY, WATERLOO, IA 50703-9563
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Warranty Deed, Transfer
Nov 30, 2021	Warranty Deed, Transfer · Conventional Mortgage FARMERS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2022 · Amount on File
Deed Sale	Nov 30, 2022 · Amount on File
Prior Sale	Nov 30, 2021 · Amount on File
Deed Document Number	202211349
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 14, 2022
Property Address	1003 COLLEGE ST, CEDAR FALLS, IA 50613-2541
Document Number	202300007637
Instrument Date	Oct 24, 2022
Instrument	202300007637
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 E AIRLINE HWY, WATERLOO, IA 50703-9563

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 30, 2021
Property Address	1003 COLLEGE ST, CEDAR FALLS, IA 50613-2541
Document Number	202200011349
Instrument Date	Nov 19, 2021
Instrument	202200011349
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 COLLEGE ST, CEDAR FALLS, IA 50613-2541

Mortgage

Document Number	202200011350
Date	Nov 30, 2021
Instrument	202200011350

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1003 College St was $3,608, up 3.2% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,608.00 (+3.2%)	$240,420 Land $45,280 Building $195,140	$240,420 Land $45,280 Building $195,140
2024	$3,496.00
2023		$217,270 (+27.42%) Land $29,110 Building $188,160	$217,270 Land $29,110 Building $188,160
2022	$3,148.00	$170,520 Land $29,110 Building $141,410
2021			$170,520 Land $29,110 Building $141,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1003 College St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1003 College St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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