Frederick County property record for 1015 Chinaberry Dr, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,971 sqft · built 1990 |
| Lot Size | 0.124 acres (5,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $345,000 (Nov 2017) |
| Tax Bill | $6,566 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Sep 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-169258 |
| Primary APN | 02-169258 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,971 sqft Living Area |
| Gross Area | 3,391 sqft |
| 1st Floor Area | 1,771 sqft |
| Basement Area | 1,200 sqft |
| Finished Basement | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,400 sqft (0.124 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 672 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 169258 |
|---|---|
| Street Address | 1015 CHINABERRY DR |
| City | FREDERICK |
| State | MD |
| Zip | 21703-4086 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PND |
| Legal Description | LT 4044 SEC 4 PLAT 2 0.1240 ACRES OVERLOOK |
| Legal Subdivision | OVERLOOK |
| Legal Lot Number | 4044 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 750505 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1015 CHINABERRY DR, FREDERICK, MD 21703-4086 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2023 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Sep 23, 2021 | · VA Mortgage PENTAGON FCU |
| Nov 2, 2017 | Quit Claim Deed, Transfer CHAMPION TITLE AGENCY |
| Nov 2, 2017 | Deed, Transfer · VA Mortgage USAA FSB |
| Jul 25, 2017 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2017 · Amount on Record |
| Deed Sale | Nov 2, 2017 · Amount on Record |
| Prior Sale | Jul 24, 2002 · Amount on Record |
| Deed Document Number | 201712113-0082 |
| Deed Book / Page | 12113 / 82 |
| Last Transfer Date | Aug 12, 2021 |
| Transfer Doc | 0153200459 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1015 CHINABERRY DR, FREDERICK, MD 21703-4086 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1015 CHINABERRY DR, FREDERICK, MD 21703-4086 |
| Document Number | 0163800495 |
|---|---|
| Date | Mar 30, 2023 |
| Book Page | 16380/495 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Jurisdiction | FREDERICK MD |
|---|---|
| Recording Date | Sep 23, 2021 |
| Property Address | 1015 CHINABERRY DR, FREDERICK, MD 21703-4086 |
| Document Number | 0153200452 |
| Book / Page | 15320 / 452 |
| Map Reference | MB 43 FO 23 |
| Instrument Date | Aug 12, 2021 |
| Record Updated | Oct 7, 2021 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1015 CHINABERRY DR, FREDERICK, MD 21703-4086 |
| Document Number | 0153200459 |
|---|---|
| Date | Sep 23, 2021 |
| Book Page | 15320/459 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Nov 2, 2017 |
| Property Address | 1015 CHINABERRY DR, FREDERICK, MD 21703-4086 |
| Document Number | 0121130077 |
| Book / Page | 012113 / 000077 |
| Instrument Date | Oct 16, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | CHAMPION TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1015 CHINABERRY DR FREDERICK MD 217034086, FREDERICK, MD 21703-4086 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Nov 2, 2017 |
| Property Address | 1015 CHINABERRY DR, FREDERICK, MD 21703-4086 |
| Document Number | 0121130082 |
| Book / Page | 12113 / 0082 |
| Map Reference | MB43 FO23 |
| Instrument Date | Oct 16, 2017 |
| Instrument | 12113-0082 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1015 CHINABERRY DR, FREDERICK, MD 21703-4086 |
| Document Number | 121130091 |
|---|---|
| Date | Nov 2, 2017 |
| Instrument | 12113-0091 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1015 CHINABERRY DR, FREDERICK, MD 21703-4086 |
| Document Number | 0119670471 |
| Book / Page | 011967 / 000471 |
| Instrument Date | Jul 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2017 |
| Title Company | TITLE TOWN SETTLEMENTS |
| Name | Verified Name |
|---|---|
| Address | 1015 CHINABERRY DR FREDERICK MD 217034086, FREDERICK, MD 21703-4086 |
| Document Number | 0119670471 |
|---|---|
| Date | Aug 8, 2017 |
| Book Page | 011967/000471 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 7, 2047 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $558,167 (+2%) | $580,100 (+6.01%) Land $120,400 Building $459,700 | |
| 2025 | $6,566.00 (+4.89%) Homeowner's exemption | $547,200 (+24.82%) Land $120,400 Building $426,800 | $547,200 (-) Land $120,400 Building $426,800 |
| 2024 | $6,260.00 (+7.28%) | ||
| 2023 | $5,835.00 Homeowner's exemption | $438,400 | $547,200 Land $120,400 Building $426,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 units insured incl. 12 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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