1012 Chinaberry Dr, Frederick, MD 21703 Property Records

Frederick County property record for 1012 Chinaberry Dr, Frederick, MD 21703

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,876 sqft · built 1992
Lot Size0.127 acres (5,519 sqft)
OwnerIndividual Name on Record
Last Sale$146,200 (Feb 1992)
Tax Bill$5,757 (2024)
Deeds & MortgagesMay 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN02-169096

Property Details

APN / Parcel Number

Primary APN02-169096
Alternative APNs
  • 2169096
  • 169096

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,876 sqft Living Area
Gross Area2,300 sqft
1st Floor Area1,084 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area5,519 sqft (0.127 acres)
Garage TypeAttached
Garage Area424 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area48 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number169096
Street Address1012 CHINABERRY DR
CityFREDERICK
StateMD
Zip21703-4085
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePND
Legal DescriptionLT 4030 SEC 4 PLAT 2 0.1267 ACRES OVERLOOK
Legal SubdivisionOVERLOOK
Legal Lot Number4030
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2013
Census Tract750505

Owner

Source: Frederick County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1012 CHINABERRY DR, FREDERICK, MD 21703-4085
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 3, 1992 · Amount on Record
Deed SaleFeb 3, 1992 · Amount on Record
Prior SaleOct 21, 1991 · Amount on Record
Deed Book / Page1761 / 51
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Recording DateMay 7, 2026
Property Address1012 CHINABERRY DR, FREDERICK, MD 21703-4085
Document Number1785000209
Book / Page17852 / 209
Instrument DateApr 23, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 CHINABERRY DR, FREDERICK, MD 21703-4085

Mortgage

Document Number1785000209,
DateMay 7, 2026
Book Page17852/209
Lender
NameMANUFACTURERS BANK AND TRUST COMPANY
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.38%
Max Rate-1%

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$391,000 (+23.63%) Land $120,500 Building $270,500$391,000 (-) Land $120,500 Building $270,500
2024$5,757.00 (+7.25%)
2023$5,368.00 Homeowner's exemption$316,267$391,000 Land $120,500 Building $270,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies14 units insured
incl. 12 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20

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